FC Community

Discussion Boards => Payments => Topic started by: harleyy2 on September 11, 2010, 08:11:47 pm

Title: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 11, 2010, 08:11:47 pm
The only time I use em is when I go on vacation...because my credit card is always declined :P out of state...I have to call them a couple days in advance for the card to go through...so I go to Walmart or buy a Mastercard gift card online...usually put $500 on it...and then IF I have any money on it when I get home...I spend it wisely :)
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: rj2010_m on September 11, 2010, 08:30:23 pm
I use my debit card sometimes when purchasing groceries on the store or things on the mall. :D

(http://www.fusioncash.net/sig.php/b22cc704605e.png) (http://www.fusioncash.net/?ref=rj2010_m)
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 11, 2010, 08:38:27 pm
I use my debit card sometimes when purchasing groceries on the store or things on the mall. :D

(http://www.fusioncash.net/sig.php/b22cc704605e.png) (http://www.fusioncash.net/?ref=rj2010_m)

@rj2010_m - Prepaid?
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: dawn21207 on September 11, 2010, 11:46:13 pm
i use a prepaid when i'm buying offline, but other than that it's all cash for me. I dont have a credit card or anything, plus its simpler to not have a bunch of cards to keep track of (i'm good at losing things...  ::) )
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: debraleesparks on September 12, 2010, 03:37:02 am
Sometimes, I'll get a prepaid gift card as a payment for a servay, and use that for my servays, so I don't have to worry about them charging for stuff over and over, but I use my bank debit card, only when I don't have enough cash with me.. I prefer using cash, because it's fast and easy.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 12, 2010, 06:32:55 am
Sometimes, I'll get a prepaid gift card as a payment for a servay, and use that for my servays, so I don't have to worry about them charging for stuff over and over, but I use my bank debit card, only when I don't have enough cash with me.. I prefer using cash, because it's fast and easy.

@debraleesparks - Ah okay, nice!
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: rickbwa on September 12, 2010, 01:28:45 pm
The only time I use em is when I go on vacation...because my credit card is always declined :P out of state...I have to call them a couple days in advance for the card to go through...so I go to Walmart or buy a Mastercard gift card online...usually put $500 on it...and then IF I have any money on it when I get home...I spend it wisely :)

@harleyy2 - I use prepaid debit cards online....NO, NOT for Fusion Cash.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: mangomiata on September 13, 2010, 08:44:09 am
I simply call my CC company and let them know I am going out of town and where to expect charges.  It is their way of protecting my money and theirs.  I don't mind calling at all since the alternative is much more devastating to deal with. 

sandy
Title: cards
Post by: Lindaroof on September 13, 2010, 12:17:52 pm
I pretty much just use my credit card for everything, but I ALWAYS pay it off each month, use their money all month then pay card in full! Rarely use my Debit card
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: apples45 on September 13, 2010, 12:32:50 pm
I use them all the time, I like em for shopping for buying gas for paying jim membership for renting car and for FC. so yeah I have no problem using them you can reload them with your own cash I think its pretty cool there's no overdraft fee's so yeah. :)
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: timelord40 on September 14, 2010, 05:00:51 pm
i use them all the time and they are good on travel for me because if it lost while traveling no major info lost or wait time from my bank.. I use them main for gas but many pumps but a large hold  on accounts
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 14, 2010, 06:11:17 pm
i use them all the time and they are good on travel for me because if it lost while traveling no major info lost or wait time from my bank.. I use them main for gas but many pumps but a large hold  on accounts

@timelord40 - Thanks for your responce (everyone)!  It's a good thing when you can pay off your credit card so you don't have interest.  I use a reloadable prepaid card because I can't get a bank account (bad problems in past).  I like the method though of these reloadable cards because I use them as a credit card (simply hitting "credit" at the keypad instead of inserting my pin) and I can get my money at ATM's if needed...so it's really a great deal...and the best part I also have no monthly fee because my regular job and FC deposits money into my account.  For my paycheck, I deliever half of money into the debit card and than after that I put the other half into a "retired" account!  I love it!  Hope this helped anyone thinking if they want a reloadable prepaid debit card, it really does work well!
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: apples45 on September 15, 2010, 11:10:25 am
Well there's nothing in the FAQ or TOS that I can see says we cant use prepaid credit cards. so as long as the offer has no problem accepting them I will use my preloaded credit card.

Some prepaid credit cards can be repeatedly loaded with cash via payal or other banks or with load packs cash is cash I understand what your saying but some offers have no problem accepting them.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: bhm42004 on September 15, 2010, 06:43:54 pm
I have 3 reloadable prepaid cards along with a regular credit card. The prepaid cards work great in & out of state! :thumbsup: i sometimes have problems with the credit card tho.  :dontknow:
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 15, 2010, 08:16:21 pm
I have 3 reloadable prepaid cards along with a regular credit card. The prepaid cards work great in & out of state! :thumbsup: i sometimes have problems with the credit card tho.  :dontknow:

@bhm2004 - Woah, what kinds do you carry?  Are they all one kind (Visa, Mastercard, etc) or are they all different ones?  I only have one Mastercard but like I said a little while ago (in this topic) I buy prepaid debit cards like from Walgreens, etc for going on vacation (restaurents, little knick nacks, etc) so my debit card company doesn't call me and ask am I out of town or still in my home state...I HAVE gotten a couple calls.....a couple times!!!
Title: Re: cards
Post by: Mojoshog on September 15, 2010, 10:07:13 pm
I pretty much just use my credit card for everything, but I ALWAYS pay it off each month, use their money all month then pay card in full! Rarely use my Debit card

I'm with you. I can't really see any advantage to debit card. I use gift cards sometimes and I guess those are good if you don't want to get charged for stuff later but it's kind of a hassel when there's only a few cents left.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: TaintedLust on September 15, 2010, 10:51:39 pm
I have 5 cards total and even got a gold one. My favorite card to use if my babyphat card though. I use it for every single thing I buy. So much easier. I don't carry much cash because if you get robbed or something you lose any cash but with a prepaid card, it's all given back.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: Khera2010 on September 16, 2010, 06:55:02 am
I have a prepaid card it's cool I use it for my job checks and den I have a regular debit card as well which I don't use anymore. Does FC use prepaid card for direct deposit?
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 16, 2010, 01:41:46 pm
I have a prepaid card it's cool I use it for my job checks and den I have a regular debit card as well which I don't use anymore. Does FC use prepaid card for direct deposit?

@Khera2010 - As long as your prepaid debit card is reloadable, then it does offer direct deposit.  I get my regular work paycheck put onto my prepaid debit card and FC pay, too!
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: MeliM on September 16, 2010, 02:30:47 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 16, 2010, 02:46:09 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: Caterac on September 16, 2010, 05:18:49 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?

I am not going to use the direct deposit i would rather get my check in the mail plus syou have to wait a couple of days longer when you use direct deposit i think
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 16, 2010, 06:18:35 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?

I am not going to use the direct deposit i would rather get my check in the mail plus syou have to wait a couple of days longer when you use direct deposit i think

@Caterac - It's the other way around.  Direct Deposit takes 1 day at the most (excluding weekends, holidays, etc) when the check takes at least 3 - 5 days to get to your home.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: MeliM on September 17, 2010, 03:28:39 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?

I'm already getting direct deposit to my PayPal account.  Is there an offer I missed that would be to my advantage to change how I get paid?
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 17, 2010, 04:05:19 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?

I'm already getting direct deposit to my PayPal account.  Is there an offer I missed that would be to my advantage to change how I get paid?

@MeliM - I believe your fine..as long as you can use your money on Paypal :)
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: MeliM on September 17, 2010, 05:50:47 pm
I have a Prepaid Debit/Credit card that i purchased from Wal-mart and I love it :notworthy:

I use it to help me stay within my budget for the month.  I put on there what I will let myself spend eating out at fast food places and for miscellaneous purchases and when I've used my limit, I'm done for the month.

@MeliM - Will you use the Direct Deposit feature to receive your money you make on here?

I'm already getting direct deposit to my PayPal account.  Is there an offer I missed that would be to my advantage to change how I get paid?

@MeliM - I believe your fine..as long as you can use your money on Paypal :)

Of course I can.  In fact I can transfer some of the money to my card from my PayPal later if I so choose.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: mjdoug03 on September 17, 2010, 06:50:55 pm
Why is your credit card declined out of state?  That's very strange.  I use prepaid cards every once in a while.  I got a few as wedding presents so that was nice!
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: harleyy2 on September 18, 2010, 08:49:19 am
Why is your credit card declined out of state?  That's very strange.  I use prepaid cards every once in a while.  I got a few as wedding presents so that was nice!

@mjdoug03 - I believe your talking to me...lol....anyways the answer why is because I go on vacation probably once every 5 years  :sad1: ....meaning I NEVER go out of state for 5 years...I get prepaid cards at local grocery store  :thumbsup: and then use em on vacation THEN I never had to use my regular debit card  :thumbsup:
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: debrar on September 18, 2010, 10:07:17 am
I have a bank account but I use the prepaid cards most of the time, I use the bill pay on them too. The bank account you get charged for overdrafts, with the prepaid you don't that is great for me.  I even get paid faster than anyone else at work with my prepaid card, I have direct deposits with my prepaid card. Works for me. I still got my identity stolen with the prepaid, but they gave my money back in 30 days just like a bank account would.  :peace:
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: fairdealseeker on December 16, 2010, 02:50:19 am
I used one recently. It was an American Express prepaid debit card that I
received as a gift for making a referral in a medical appliance program.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: bhm42004 on December 16, 2010, 04:25:57 am
I use prepaid debit cards; they are great!  :thumbsup: I get my paycheck direct deposit, use it to pay bills, add time 2 my prepaid ph, etc.  :thumbsup: Recently got greendot but haven't used it yet.
Title: Re: Who uses Prepaid Debit/Credit Cards OUTSIDE of Fusion Cash?
Post by: GlendaMoore44 on December 16, 2010, 08:33:21 am
I use prepaid debit i pauy my bills use it to add mins. to my prepaid phone, buy stuff online and also use it For FC...I like my prepaid debit