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Discussion Boards => Off-Topic => Topic started by: BK_Adores_Chase on February 16, 2011, 03:34:04 pm

Title: My Grandma Ownes the Collection Company
Post by: BK_Adores_Chase on February 16, 2011, 03:34:04 pm
So my fiance owes a collection company like a thousand dollars for going to jail a super long time ago - and it's getting in the way of us buying a house.  I'll leave out other details, but the collection company he owes money to - my grandma is the owner.  Her and I don't talk but we are on good terms, it's not like we hate each other.  Every blue moon when we see each other in public we chit chat and catch up.  I asked her basically if she could cut us a break in any way and am hoping she can - what do you think?  Rude?  Think she will?
Title: Re: My Grandma Ownes the Collection Company
Post by: scollontrade on February 16, 2011, 07:13:40 pm
your story is the most interesting thing i have read on the forum. i hope grannie helps u.
Title: Re: My Grandma Ownes the Collection Company
Post by: dawn21207 on February 16, 2011, 09:47:34 pm
I wish my grandma owned the collection agency.
Title: Re: My Grandma Ownes the Collection Company
Post by: kjeno on February 17, 2011, 12:13:15 am
who doesnt owe a collection agency these days
Title: Re: My Grandma Ownes the Collection Company
Post by: lgemini on February 17, 2011, 05:34:38 am
I think you grandma should cut you a break, because your are family.   Just this once she should cut you a little break.   Some family might not go out of the way for family.  I wish you good luck. :wave:
Title: Re: My Grandma Ownes the Collection Company
Post by: Tylershotmomma on February 17, 2011, 06:07:59 am
maybe
Title: Re: My Grandma Ownes the Collection Company
Post by: pamela32280 on February 17, 2011, 08:58:11 am
If there's a way she can, she probably will the way you describe your relationship. But, even though she's the owner, there just might not be a way, or might be seen as nepotism. I guess you will just have to wait and see. Maybe make plans to see her and talk to her more about it and find out.
Title: Re: My Grandma Ownes the Collection Company
Post by: sweatytree on February 17, 2011, 08:17:33 pm
For me, what differrence does it make who owns the company.  If your fiance owes them money, then he needs to pay it up.  I wonder how many other people/businesses he owes money to???
Title: Re: My Grandma Ownes the Collection Company
Post by: lynnc35 on February 17, 2011, 10:12:07 pm
I pray so, family is family
good luck on the house; If it is Gods will, it will be yours
Title: Re: My Grandma Ownes the Collection Company
Post by: Tylershotmomma on February 18, 2011, 09:22:37 am
all part of gods plan
Title: Re: My Grandma Ownes the Collection Company
Post by: Cuppycake on February 18, 2011, 09:24:27 am
all part of gods plan
AHAHAHAHA That made my day !
Title: Re: My Grandma Ownes the Collection Company
Post by: BK_Adores_Chase on February 18, 2011, 09:56:13 am
lol he doesn't owe anyone else money.  But he mentioned going there tomorrow to pay, which shocked me - I thought for sure he would want to wait and see what my Grandma had to say.
Title: Re: My Grandma Ownes the Collection Company
Post by: Boise40 on February 18, 2011, 10:16:59 am
who doesnt owe a collection agency these days

I don't owe the collection agency or anyone these days and I plan to keep it that way :)
Title: Re: My Grandma Ownes the Collection Company
Post by: kapeh12 on February 18, 2011, 11:11:14 am
My guess is it might depend on the size of the company.  If it's very small, and she was willing - she may be able to arrange a payment plan to show you are not in default of what's owed which should get you past that.  If it's a large company, then she may be too far removed from the day to day workings, and she could run into legal issues with favoritism of family.

Depending on a family's comfort level, another option would be if she would agree to provide a personal load to cover the debt - then the "official" collection would be satisfied, and you can pay back the money on a personal level.  Like asking money from other family or friends to cover a shortfall, and they trust you enough to pay it back.

Good luck - sounds like things are on their way to being resolved regardless.

Hope you are successful in getting your home loan approved and fun shopping for your house!