FC Community
Discussion Boards => Off-Topic => Topic started by: bholmes618 on December 26, 2012, 11:08:29 am
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What are your financial goals for 2013? Do you have any specific plans to reduce expenses or increase income?
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Anytime I can reduce expenses I will do so but it's hard with prices going up more and more.
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Yea considering gallon of milk is almost up to 5 dollars depending on where you go..I can't believe the prices of a lot of stuff these days. Hoping that I can reduce the water bill the electric bill and everything else included but that is not at all possible....
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I am thinking about making one that is net worth related so that I will be more motivated on the (controlling) spending side of things.
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My goal is to try and save more money.
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My goal is to try to make my social security check go a little further
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Finances and Prosperity
In Deuteronomy 28:12 the Word states "The Lord will open for me His good treasure in the heavens and give rain to my land in its season, and will bless all the work of my hands." Take this prayer and make it personal. You can substitute the appropriate need for "rain to my land" and "work of my hands." For example:
In Jesus name, I thank you Heavenly Father that You have opened Your good treasure in the heavens for me (money that I need right now) and You are giving rain to my land (abundant provisions) in its season "right now is my season, Lord.) Thank You for blessing ALL the work of my hands in Jesus name.
Psalms 30:6 says "in my prosperity I said, I shall never be moved." Substitute "say" for said and make this a personal and present tense prayer. God's Word makes it plain that it is His desire to prosper us in every area of our lives!
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my goal is to use more coupons like an extreme couponer does.I will get toothpaste,toothbrushes,deodorant,shampoo for free or close to free. Try do go more to the dollar tree where they now take coupons.Also not spend on stupid things and when things are on sale that i need buy a bunch. Save change is another good thing .
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I have been at my new job for a little over 2 months and had some unexpected time off. I am hoping that now I will start to budget and already set up some savings so I feel good- just looking for the big picture to start showing in a few months after all my hard work
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Finances and Prosperity
In Deuteronomy 28:12 the Word states "The Lord will open for me His good treasure in the heavens and give rain to my land in its season, and will bless all the work of my hands." Take this prayer and make it personal. You can substitute the appropriate need for "rain to my land" and "work of my hands." For example:
In Jesus name, I thank you Heavenly Father that You have opened Your good treasure in the heavens for me (money that I need right now) and You are giving rain to my land (abundant provisions) in its season "right now is my season, Lord.) Thank You for blessing ALL the work of my hands in Jesus name.
Psalms 30:6 says "in my prosperity I said, I shall never be moved." Substitute "say" for said and make this a personal and present tense prayer. God's Word makes it plain that it is His desire to prosper us in every area of our lives!
AMEN
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i want to save up the money to get a house and car and try to get my tubes untied to have a baby wit my hubby :heart:
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My financial goals for 2013 are to hit a big lottery! And I hope my T-Shirt business takes off.
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This year is to focus on saving up that 6 month cushion account, and start saving up for a new car. Still hard to justify buying a new car when my current car still gets better gas mileage than most new cars on the market... ::)
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I hope to get my car paid off this year so I can concentrate on my house next, larger payments and fixing it up too
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i did well in 2012, so i just want to get better, continue earning more and eliminating unnecessary expenditures :thumbsup:
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My financial goals are the same as always - simply to make ends meet. If I end the year in the black, so to speak, I'm happy.
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pay off debt, pay off debt and pay off debt ;D
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A personal goal of mine is to save up this year for a new computer since my computer will be 4 years old this year. My mother likes to find ways to save money and lately she got interested in repurposing. Another thing I do is never get any fast food anymore just from my personal expenses. It's extremely rare when we get that food and it comes out of the monthly budget so that we can save our own spending money. I used to go out for fast food a lot in 2010, but now I save my money for what I most need.
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To pay down debt and save more.
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Well since I think everyone's income is going to be decreasing, I am trying to reduce my expenses. We are currently working on reducing the amount of things we own. Looking for a more simplified life with only the items that add value to our lives.
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spend less and save more is my goal this 2013. Hope i can do it.
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To pay down debt and save more.
pay off debt, pay off debt and pay off debt ;D
I agree with both of these. I am doing everything I can to try to earn more money and to spend less. I am working hard to try to get our loan interest down. That would free up a lot of money to pay off other things. I am trying to pay myself first, even if it is a tiny amount, just to be consistent.
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I need to save my money more often than i do
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To start saving for my kids college education, because I have been thinking about it for a while.
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Make 25$ a month on fc!!
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New year, same goal. Pay off more of my student loans.
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I hope to save enough money to retire the second time. So far still have not got enough. Maybe will get to save more in 2013. I am 71 and still working. SS is not enough to live on. Hope everyone has a wonderful weekend and Happy New Year, hope you have a safe one.
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I want to keep in good health so I can work harder next year! ;D
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Hopefully to reduce unnecessary expenses and to save more. Unlikely to make more money...no OT for me. And my hubby may or may not be able to take on extra work.
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I am always looking for ways to reduce expenses because although the economy is in the tanker, the politicians think nothing of taxing even the poor people until you want to scream. My goal is to Improve my finances in 2013 and do better than in 2012.