FC Community
Discussion Boards => Off-Topic => Topic started by: sherryinutah on May 02, 2013, 02:09:51 am
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Are you actively involved in improving your credit ? Do you take care of your accounts? Do you have some idea what your credit score is?
Confession. I've made some mistakes in the past; however, I use Credit Karma and Credit Sesame to monitor my Credit score and my accounts, now.
I spent time working for a company where I reviewed credit applications and approved and denied lines of credit. There were certain things I learned that
I now use in my personal life.
My strategy is....
to open a line of credit, which may mean that, I apply for and use a credit card. Then I pay MORE than I'm suppose to ON TIME for at least 6 months. After I've proven that I can consistently pay on that account I pay it off AND I request that the account be closed. In doing that, I establish the fact that I can handle credit and my credit score will increase.
How do you manage your credit? :heart: