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Discussion Boards => Off-Topic => Debate & Discuss => Topic started by: vavvil on July 27, 2013, 09:33:07 am

Title: Free Credit
Post by: vavvil on July 27, 2013, 09:33:07 am

If any one want to check their Credit there is a site out there that is free credit karma I try and it works. :)

Title: Re: Free Credit
Post by: dreamyxo on July 28, 2013, 08:32:05 pm

I like that site I don't know if it''s 100% accurate but it gives you a guideline.

Title: Re: Free Credit
Post by: timvolley on July 29, 2013, 06:33:11 pm

I think it nice to be able to look at your credit scores without paying for it

Title: Re: Free Credit
Post by: cwilliams66 on July 30, 2013, 02:54:47 am

Yep. Tried it a few times & yes it does work..my credit still sucks.

Title: Re: Free Credit
Post by: sdenimandlace1 on July 30, 2013, 06:45:38 am

No have not used that site. thank you for sharing with us.

Title: Re: Free Credit
Post by: bhiett on July 30, 2013, 07:33:52 am

There also is a site from which you can get all three major credit rating companies' reports free once a year.  Sorry, I don't remember the website name but it should be easy to search.

Title: Re: Free Credit
Post by: skrogman on August 16, 2013, 08:05:00 am

Thank you very much for that.  I do need to check that out.  That will come in very handy.

Title: Re: Free Credit
Post by: hvnlydevil on August 16, 2013, 08:12:29 am

There's also annualcreditreport.com which I think is the one bhiett is referring to. 

Title: Re: Free Credit
Post by: tea4me on August 16, 2013, 08:15:29 am

Quote from: bhiett on July 30, 2013, 07:33:52 am

There also is a site from which you can get all three major credit rating companies' reports free once a year.  Sorry, I don't remember the website name but it should be easy to search.

Yep, I did that a year or so ago when we refinanced our house.  The credit report that they ran said I had a delinquency (um, yeah, that was like 6 years ago when the bank flubbed-up on something), so I went and got a free report from all three credit reporting bureaus.  I don't remember what site I used, either.  Sorry.

Title: Re: Free Credit
Post by: nascar048 on August 17, 2013, 07:58:14 am

credit karma is great it always e mail if my credit changes..

Title: Re: Free Credit
Post by: patti4me on August 17, 2013, 01:44:36 pm

I've never used any website to check my credit;  I know our credit is good cause it has been all of our adult lives but the way things are rated now (the credit score) I'm not sure we'd qualify for any credit.  We just have SS for income and don't have house or car payments anymore and someone once told me that really lowers your score.  Anyone know anything about that?  Would appreciate any comments on that!  We used our credit when we were younger and at that time it was just a matter of someone pulling your credit report and looking line by line at how you paid your bills.  Times have surely changed!