FC Community
Discussion Boards => Off-Topic => Topic started by: dansazz on October 30, 2013, 07:41:34 am
-
sometimes it is hard to do. Especially when you have someone who would rather spend then save. If two people can't be on the same page what is the point of one being frugal?
-
I have been frugal most of my life and now it's finally paying off. Putting money away early is the key, and I wish I started earlier. But I have a little to help me through retirement, I hope. Most everyone considers me "cheap", but I don't care. I want to enjoy my retirement. :thumbsup:
-
i am extremely frugal while my husband really could care less if the bills are paid on time. this is why i do the grocery shopping as well as pay all the bills. you both shouldn't go hog wild just because one of you cant learn how to keep their fingers out of the til.
-
I started early and now all of my friends are complaining that they don't have any money so i don't regret it.
I agree it has been hard. I've passed up on a lot of "fun" things because they were too expensive.
-
People complain about me being frugal until they're broke from spending and need to borrow money
-
For me the best way is to grow a really good garden and learn how to can - you can really set yourself nicely for the winter and save lots of money! :thumbsup:
-
I find it hard to spend money on the extra things.
-
I have been finding myself get more and more frugal over the years. But i had to learn to balance otherwise it feels like you are working for nothing. Every few months me and my hubby go on a shopping spree
-
I agree that it is hard when two people don't agree but since I don't have a partner I can be frugal easily
-
It is hard to be frugal, but in the end it always pays off.
-
With everything going on lately, including this healthcare issue with rising payments, being frugal is even harder because of not having hardly enough left over, after paying everything that needs to be paid. Many salaries are not going up, yet everything else is going up with cost. But it does pay off being frugal, no matter how little is put aside, consistently.
-
I was raised frugally, so I guess I'm pretty "cheap," although I think I'm getting a little more spendthrift now than I used to be (I guess I spend to much time online!) But it's nice to have money when you need it for an emergency. And I'm hoping to eventually have enough for a good down payment on a home of my own someday.
-
You can start being frugal for yourself - tell the spender to pay for it himself
-
Wish I could penny pinch like that show on cable tv. exteme penny pinchers. Interesting. ;D
-
It is important to be a good steward of money. For that reason, I buy my clothes at thrift stores. You can find some great bargains at thrift stores. Yes, I think I am frugal.
-
I occasionally will spend more money than I should, but generally I'm good at being frugal. I've cut back on a lot of things, so I don't feel bad about the occasional splurge.
-
Being frugal is no fun when you are frugal....but the money saved up from being frugal makes it all worth it.
-
Is a great way to save $$$$$ for the future . :thumbsup:
-
People complain about me being frugal until they're broke from spending and need to borrow money
I didn't realize being frugal meant you had money. I thought being frugal meant living pretty good with very little.
At any rate I think it's a good thing. People waste too much.
-
Nothing wrong to be frugal, but it will be better both party try to save as much as they can!!! :)
-
It is important to be a good steward of money. For that reason, I buy my clothes at thrift stores. You can find some great bargains at thrift stores. Yes, I think I am frugal.
I do this, too. Our local thrift store here has 'bag day' once a month when you can fill a large paper grocery bag for just $2.50. Once I got 8 pairs of jeans, a really nice jacket, salt and pepper shaker, a couple baskets for my plants and a few more items in one bag, lol. I love it!
I don't mind doing this at all cuz it makes it so much easier for me to save for a more expensive item that I may really have my heart set on.
-
It is important to be a good steward of money. For that reason, I buy my clothes at thrift stores. You can find some great bargains at thrift stores. Yes, I think I am frugal.
I do this, too. Our local thrift store here has 'bag day' once a month when you can fill a large paper grocery bag for just $2.50. Once I got 8 pairs of jeans, a really nice jacket, salt and pepper shaker, a couple baskets for my plants and a few more items in one bag, lol. I love it!
I don't mind doing this at all cuz it makes it so much easier for me to save for a more expensive item that I may really have my heart set on.
I wish ours would do that. I need to call cause they might do something similiar.
-
I think that being frugal is in the eyes of the beholder. My wife does an excellent job of maintaining our expenses. Some people would see a few of our expenses as unnecessary such as private high school for my son, over a thousand dollars a month on the wife's/kid's sports, soon-to-be college tuition at the best colleges in the country. Education and sports are where our family priorities lie and we hope that our children won't have to work as hard as we do...that they won't face layoffs...that they will be well connected. I go a little far with frugal. I have been in the same pair of boots for three years, same jeans for two years, same shirts for five years, spend less than a dollar fifty on lunch and work eighteen hours a day.
-
My problem is I was never frugal and now it's too late to say I should have been-because I should have. But I find it's not healthy for me to dwell on it. I can't think of what I didn't do in the past, but doing better for my future.
-
Encourage them to be more frugal, it's really worth it. I was raised to be frugal so it's second nature to me. A penny saved is a penny earned.
-
I wish I had started being frugal sooner. I look at the things I bought that I could live without and think if I had put that into savings instead I would have $$$. :crybaby2: Now I've got to figure out how I'm going to buy groceries. The store I shop at occasionally has buy 1 get one for a penny. I was able to get $38 worth of food for $18. :thumbsup:
-
I have been frugal most of my life and now it's finally paying off. Putting money away early is the key, and I wish I started earlier. But I have a little to help me through retirement, I hope. Most everyone considers me "cheap", but I don't care. I want to enjoy my retirement. :thumbsup:
this day and age there's nothing wrong with being "cheap" ...even the govt. is running out of money, you may end up being the only one able to afford to survive at this rate lol
-
I'm proud of being frugal. I've had this good will, garage sale, second hand fetish for as long as I can remember. When I was a new Mom and saw the prices on commodities young families begin to rely on I started looking for ways to save... even made home-made baby wipes. (I swear my kids had the softest tushes in the neighborhood) I kick myself in the butt daily for some of the choices I've made in life and think, I could have saved so much if only I would have done X earlier or stopped doing Y sooner. Better late than never - I've gotten to penny pinching so much these days if everyone that paid what they owed on time I'd actually be pretty proud of all my savings hard work - in the mean time it feels more like sacrifice.
-
sometimes it is hard to do. Especially when you have someone who would rather spend then save. If two people can't be on the same page what is the point of one being frugal?
i believe in being frugal because it helps more for the future
-
ATLEAST one of you are....frugal.
-
My husband and I have two different opinions about money. My doesn't care to save money. He has even told me at one time that he doesn't believe in it. I, on the other hand, have always saved money and my loose change. I even started saving cans about a year ago after I lost my job. Being frugal isn't easy, but it pays off. My husband knows I am saving money, but he doesn't know how much. I hate not telling him, but if he knew he would want to spend the money on fast food, going out, and technological toys. I want to save for a second car, emergencies, and hopefully our retirement.
-
I am learning to become frugal. IT is tough. I wish that I had learned this at an early age. Maybe I would not be struggling so hard now. I taught my children how to be frugal . ONe has learned his lesson. The other I am hoping it sinks in one day. The youngest one loves to shope sales when he gets his birthday money or saves up for something. I think he will be the best one for learning how to save.
-
For me the best way is to grow a really good garden and learn how to can - you can really set yourself nicely for the winter and save lots of money! :thumbsup:
I've been wanting to do this but we rent a crappy trailer in a crappy trailer park. :(
-
If saving money is frugal then that is me, I make my own laundry soap, grow a garden can, will shop at certain thrift stores, love a bargen when you can buy something nice with the price tag still on it. We cut wood for the fireplace instead of turning up the gas, cut hubby's hair. And it goes on. But this day and age you have got to cut corners. Oh yea i go to a food distribution trucking co. and they have a farmers market on sat. I have been buying huge avacados for 60 cents and freezing them oh they will takse good this winter. We also buy a whole lot of other vegs. and i do freeze someof them too.
-
Im am frugal on certain things but completely opposite on others like I do not believe in buying napkins I can get from restaurants and stuff plus I dont buy trash bags I use plastic bags from grocery store yet I buy boots clothes nothing fancy and super expensive but its still pretty decent quality!! I just believe in buying things that I need and saving money where I can!!!
-
Um, I think it can make a lot of difference if one person in the relationship is frugal. But yes, an agreement should be reached when it comes to the big things.
-
I have to watch every penny and my husband just doesn't get it. I have always been the one who had to make sure the bills were paid and everything was taken care of, I don't know how he will live if I go first!
-
I don't know how shop without saving money...the trick w/ coupons though is to not let them lead your purchase choices...
-
If you start adult life with limiting your spending, saving a little, and not try to "have it all" in the beginning, it will pay off in the long run. Getting into the habit of buying on credit is a trap that will cost a person or family dearly. A little sacrifice early in life not only teaches self-discipline but pays off in long-term financial rewards.
-
I guess I've always been frugal without knowing it.I had a friend who bought a Coach purse for 400.00.It never dawned on me to pay that much for one purse. Even the box it came in was amazing the purse was ok but the box wow.
-
I am so frugal - sometimes I hear myself squeek when I walk - LOL.
-
You have to be frugal now days. A penny saved is a penny earned.
-
Maybe I misunderstood but if two people can't be on the same page then I think it is that much more important for one of them to be frugal.
-
IM VERY VERY FRUGAL
-
I can see a person being frugal, but there are times when they are just cheapskates. My husband dresses well; he got his clothes through other people, as did I, but he asks for things and he will not help pay for. He asked for a Dual Saw (he jumped at the price of $9.95) and I ordered it for him. I was finally hit with a price tag of $246 and it eventually got paid off. I currently am paying off Cuisinart cookware that he suggested we needed. I ordered it and he gives me nothing on it, so I am paying off the $122.98 charge. My husband, on some things, have expensive tastes. He loves Stacy Adams shoes and decided that he wants a suit for Christmas that costs $79. He thinks I am going to forgo paying my bills to give him that much; I can't do that. Since he is getting me my foot tub that I want for Christmas, I will save the $80 to give to him to buy that suit. He can afford to pay the taxes on it; that is my limit. :male: :female: :bad: :thumbsup:
-
I have always naturally been frugal and see it in my daughter my son and husband though have a spending problem( they spend everything lol
-
I have never been an extremely frugal person. There are definitely some things I am "cheap" with, but in general, I save some, spend more.
However, after getting divorced and being downsized, and everything getting more expensive I am on the frugal train and it is HARD.