FC Community
Discussion Boards => Off-Topic => Topic started by: melodylogan45 on March 06, 2015, 04:27:49 am
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Do you keep your checkbook balanced at least every week to make sure you have not wrote to many checks
or used your debit card to much? 💳💰
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I do mine every time after I use my debt card.
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I do mine daily if I use my debit card alot.
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I do this about once a week whether or not I've used my debit card just to make sure I am not going passed zero and having to rely on overdraft money. The fees my bank charges for overdrafting are quite high.
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I do it once a week or so, especially if I have epays scheduled or used my debit card a lot. My husband never balances his checkbook. Granted, any mistake I've ever found was my own.
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What I do is leave $20 in the checkbook and I don't add it to my balance so in case I have to write something in an emergency I know I have at least that in my account. It comes in handy especially when the monthly charge gets deducted so I am always having a balance. I also do the account on my old computer to make sure I have added and subtracted correctly.
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I only balance/reconcile my checkbook with the bank statement once a month.
I do record each purchase I make using my debit card and keep a running balance.
Like others here, I have some money "hidden" in the checking account that is not in my written balance so I should never get an overdraft.
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I keep a running balance of my checkbook every time I use it. This way I know I will never be overdrawn. I keep track of all the money I spend.
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I don't write that many checks anymore so I just balance my checkbook once a month. During the holidays I may keep a running total because I spend more at that time. Otherwise I just balance once a month :rainbow: :peace: :wave:
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I haven't written out a check in years.
I check my account balance periodically over the internet. I don't balance it out.
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I balance my checkbook when I get my statements. I can't stand it if it's not right.
BTW, all you people who do balance your checkbooks, be proud. :star: The lady at my credit union says that hardly anyone does that anymore. What???
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I used to but I've gotten lazy.
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I like knowing precisely what I have in my accounts and where my money goes, so yeah....
I reconcile my statements and makes sure everything is in sync. :heart:
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I can't imagine not keeping the checkbook balanced. Every time a check is written it's recorded and subtracted. Once a week we get on the credit unions online site and check the balance to make sure everything comes out even. When the statement comes in at the beginning of every month for the previous month, we balance the checkbook again.
I can tell you where every single penny coming into the household comes from and where every single penny that goes out went and what it was for.
I like to keep some hidden money in the checking account as well just in case.
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I do mine every time I make a transaction, if I don't I will overdraw.
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I think people balance their checkbook at least once a week. Depending on how much you use your debit card, then it's daily.
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i keep a register on my phone to keep mine balanced..i was using checkbook but am now using simple checkbook ledger which looks just like a checkbook register..i dont have to keep paper with me..i add it to my phone register and it will even highlight the item once it is cleared..
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I go online to check my balance almost every day but my bank was bought out by another and this weekend is the changeover so nothing is online until Monday. I'm very much afraid I won't be happy with a new bank so I'm not very comfortable about the whole thing right now.
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i balance mine at least twice a week because i'm paranoid about bouncing something. i also constantly check my balances to make sure that i'm adding right
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I make sure to check monthly
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I keep my financial records up to date daily. I can't afford to make mistakes ???.
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I do not even remember when was last time I wrote a paper check!
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Absolutely!!! It's the only way to make sure nothing "crooked" is going on as well as "balance" your own money.
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I reconcile it with my bank statements monthly.
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:) My wife keeps the checkbook. We use a debit card. We don't buy enough to cause overdraft problems. :)
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I just keep track of things with my online banking account.
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Do you keep your checkbook balanced at least every week to make sure you have not wrote to many checks
or used your debit card to much? 💳💰
I am glad to say I don't use a debit card. If I need money, I just make a withdrawal. I do like to keep it up `to date on the check register. I am glad I don't write many checks. It makes it easier to know what you have in the bank because they clear so fast. BMaston12
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I am 30, so it might have something to do with my age, but I have never balanced a checkbook. I have never felt the need to. You can keep track of it pretty easy on the internet....
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I am 30, so it might have something to do with my age, but I have never balanced a checkbook. I have never felt the need to. You can keep track of it pretty easy on the internet....
Going online won't account for checks that are outstanding. Too many people just believe the balance online is accurate, then a couple checks clear, and here come the overdraft fees.
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I can't remember the last time I wrote a check therefore I have never balanced a checkbook either. I keep track of all expenses online, and on a spreadsheet and what not.
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I roundup the change and check a couple times a month to see if my dollar amounts are in the same ballpark as the banks. It usually is.