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Discussion Boards => Off-Topic => Topic started by: AdedotunOlufunke on February 24, 2017, 01:37:25 pm

Title: How Long Can I hold onto a cheque for?
Post by: AdedotunOlufunke on February 24, 2017, 01:37:25 pm
Hello, Yay!!  I just got my cheque and I am Super-Duper happy, however I do not want to use the money for unnecessary things cos i know how hard it was to get and i a planning on keeping the cheque a little bit long before cashing it. Does anybody know how long i can keep the cheque before I cash it out?
Title: Re: How Long Can I hold onto a cheque for?
Post by: candyterrius on February 24, 2017, 02:25:07 pm
I work in the bank. Most checks have the timeframe of 180 days (6 months) from the issue date. Do not wait until after 6 months to cash it. You don’t have to spend it. Just deposit into your savings account.   
Title: Re: How Long Can I hold onto a cheque for?
Post by: berthabutt on February 24, 2017, 02:41:52 pm
Checks usually become void after 60 to 90 days after the date on the check.   This information should be printed on the check itself.
Title: Re: How Long Can I hold onto a cheque for?
Post by: bshee58 on February 24, 2017, 04:16:16 pm
I haven't gotten mind yet, but will be cashing out the end of the month.
Title: Re: How Long Can I hold onto a cheque for?
Post by: tuyetmai on February 24, 2017, 07:28:00 pm
I cash it right away, so I don't forget them. :)  But I'll save it out when ever I can.
Title: Re: How Long Can I hold onto a cheque for?
Post by: bigedshult on February 24, 2017, 08:19:16 pm
You can go to the bank and put the money some where that is not near to you so you have go get it and will not spend It on thing   that are not neat to spend it on
Title: Re: How Long Can I hold onto a cheque for?
Post by: hawkeye3210 on February 26, 2017, 05:37:26 pm
A client of mine had one of their outstanding checks from 6 years prior clear the bank recently. Was shocked the bank actually cashed it.
Title: Re: How Long Can I hold onto a cheque for?
Post by: elvisdo on February 26, 2017, 05:47:17 pm
Usually it's 180 days I believe.
Title: Re: How Long Can I hold onto a cheque for?
Post by: 12amos on February 26, 2017, 07:11:27 pm
It normally all depends on what type of check you have and what's stated on the check.  Most checks are considered stale dated after six months but on rare occasions it may be longer.  Check the information on the check if it's not indicated call or send an email to customer support for this information.   :rose: :rose: :rose: :rose: