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Discussion Boards => Payments => Topic started by: Colinruss on December 14, 2007, 11:25:19 am

Title: BANK WONT CASH CHECK
Post by: Colinruss on December 14, 2007, 11:25:19 am
 I took my FC check to the bank today and they said since it is out of state. Im in CA and its from MN. They can't cash it. Is there anyway that this current check could be voided and then I could get a paypal payment instead?



Thanks
Title: Re: BANK WONT CASH CHECK
Post by: joclt22 on December 14, 2007, 11:44:06 am
i think they might beable to do that but.. you have to wait till the check runs out n i think that is 90 days.. but as far as not cashing it since it is out of state makes no since.... try depoing it and letting it clear before withdrawing.

that's what you have to do must times. or go to a check cashing place.
Title: Re: BANK WONT CASH CHECK
Post by: Colinruss on December 14, 2007, 11:56:21 am
They, the bank, Bank of America, look at the check and say they cannot cash it. It never goes into my account.
Title: Re: BANK WONT CASH CHECK
Post by: alissatucci on December 14, 2007, 03:27:56 pm
They, the bank, Bank of America, look at the check and say they cannot cash it. It never goes into my account.

Can't you just deposit it into your account with a deposit slip? Like at the ATM? 

And is Bank of America the bank you have an account at? Or just where you're trying to cash the check?

I think people who just deposit the check into their account don't have any problems cashing it.
Title: Re: BANK WONT CASH CHECK
Post by: MystedMoon on December 14, 2007, 04:28:36 pm
They, the bank, Bank of America, look at the check and say they cannot cash it. It never goes into my account.

That's very odd because BOA is the bank I do all my business with. With my Veterinarian practice, I get checks from all over and I've not had one problem yet getting a check cashed. Some may take a few days to proccess b/c it's drawn on another bank but other than that, there's never been a refusal from a check.

Even out of state checks should not be a problem if you have an account with BOA. They will take a few days to clear but you should be able to deposit it into your account none the less. Why you're having problems is very odd, especially with that bank. :dontknow:
Title: Re: BANK WONT CASH CHECK
Post by: Colinruss on December 14, 2007, 04:31:43 pm
I dunno why they wouldn't could have something to do with them being one of the worst banks I have ver had. Take it over to WAMU and they say fine NP. They even offered to not place a hold on the check.


And yes I have an account at BOA.
Title: Re: BANK WONT CASH CHECK
Post by: MystedMoon on December 14, 2007, 04:38:53 pm
I dunno why they wouldn't could have something to do with them being one of the worst banks I have ver had. Take it over to WAMU and they say fine NP. They even offered to not place a hold on the check.


And yes I have an account at BOA.

You know, many people have complained about BOA. But me personally have never had a problem with the one here. It could be by state too as I have noticed some in different states are ran differently. I am glad to hear that you got it cashed though!  :thumbsup:
Title: Re: BANK WONT CASH CHECK
Post by: alissatucci on December 14, 2007, 05:07:55 pm
My husband had Bank of America when he first met and we could not stand them.  They find anything they can to add a fee to.

We go through WAMU too and they're cool...
Title: Re: BANK WONT CASH CHECK
Post by: shay91 on December 19, 2007, 12:45:24 am
I would just take it to a Check Cashing place..... forget the bank. BOA probably won't cash it because they think its a fraud. Well little do they know..... hehe...... at least we're making money they don't know about.
Title: Re: BANK WONT CASH CHECK
Post by: oldbuddy on December 19, 2007, 02:29:16 am
I took my FC check to the bank today and they said since it is out of state. Im in CA and its from MN. They can't cash it. Is there anyway that this current check could be voided and then I could get a paypal payment instead?
That's a problem with your bank, not Fusioncash or the checks. I handed mine to a teller and she handed me greenbacks, so I know they can be cashed.
Title: Re: BANK WONT CASH CHECK
Post by: werewolves on December 19, 2007, 01:17:38 pm
Just Deposit It in your account
Title: Re: BANK WONT CASH CHECK
Post by: silverfox21 on December 19, 2007, 10:57:19 pm
i have hit the healthquotes website at least 32 timesand a couple of other ones and most of them have been 8 days and yet not upgraded why
Title: Re: BANK WONT CASH CHECK
Post by: dooleyhornberg on December 19, 2007, 11:40:14 pm
B of A is totally douchey. I ALMOST took money out of a B of A ATM recently, until I found out that the fee for non cardholders was THREE DOLLARS!!! They're the WORST.
Title: Re: BANK WONT CASH CHECK
Post by: Wanidowa on December 19, 2007, 11:46:52 pm
... until I found out that the fee for non cardholders was THREE DOLLARS!!!

That's why I like our local bank. If you're out of town, use your card at an ATM that charges a fee, all I have to do is take the ATM receipt to my bank, and they'll deposit the ATM fee back into my account.  Pretty cool!
Title: Re: BANK WONT CASH CHECK
Post by: MystedMoon on December 20, 2007, 01:11:32 am
B of A is totally douchey. I ALMOST took money out of a B of A ATM recently, until I found out that the fee for non cardholders was THREE DOLLARS!!! They're the WORST.

Well, most ATM's..and all actually that I've ever used, charged a fee for withdrawing money if you do not hold an account at their bank. Like I am a BOA customer and if I say used, Wachovia's ATM to withdraw money using my BOA card, Wachovia charges me $2.50. So all banks in my experience charge a non account holder fee for use of their ATM.
Title: Re: BANK WONT CASH CHECK
Post by: joclt22 on December 20, 2007, 05:43:23 am
I dunno why they wouldn't could have something to do with them being one of the worst banks I have ver had. Take it over to WAMU and they say fine NP. They even offered to not place a hold on the check.


And yes I have an account at BOA.

You know, many people have complained about BOA. But me personally have never had a problem with the one here. It could be by state too as I have noticed some in different states are ran differently. I am glad to hear that you got it cashed though!  :thumbsup:


my hubby has an account with BOA... it used to be one of his favs.. till he got overdrawn on his checking n savings due to no fuilt of his own....

he had like 5 bucks in checking n ion savings. he stopped useing the account for a few months. when he signed back in he was overdrawin on both of them. as the charge a monthly fee for checking n savings n had never told him about this. so yeah.... because of that alone i feel it's a bad bank.
Title: Re: BANK WONT CASH CHECK
Post by: MystedMoon on December 20, 2007, 07:27:42 am
I dunno why they wouldn't could have something to do with them being one of the worst banks I have ver had. Take it over to WAMU and they say fine NP. They even offered to not place a hold on the check.


And yes I have an account at BOA.

You know, many people have complained about BOA. But me personally have never had a problem with the one here. It could be by state too as I have noticed some in different states are ran differently. I am glad to hear that you got it cashed though!  :thumbsup:


my hubby has an account with BOA... it used to be one of his favs.. till he got overdrawn on his checking n savings due to no fuilt of his own....

he had like 5 bucks in checking n ion savings. he stopped useing the account for a few months. when he signed back in he was overdrawin on both of them. as the charge a monthly fee for checking n savings n had never told him about this. so yeah.... because of that alone i feel it's a bad bank.

How long ago was this?? I have free checking w/no minimum balance..meaning I can have zero in it and won't get charged. The savings account however, if I get $25.00 automatically transfered from my checking to my savings each month, I get no savings account fee if my savings falls below $25.00.  If I don't do the auto transfer and fall below $25.00 on my savings account, I am charged $5.00 per month.

All of this info was and is, in my paperwork that I got when I opened the accounts AND was also explained to me by a Bank Employee who helped me open the accounts. She even highlighted these important factors in my paperwork so I could refer to them later if need be.

Why your hubby didn't know these things just says a lot about the certain BOA you guys dealt with as they didn't do their jobs!

I must say that the BOA here is up on their stuff and treats their customers great! I am just sorry to hear of other people who have dealt with this bank have had such problems.
Title: Re: BANK WONT CASH CHECK
Post by: ERICnAMBER on December 20, 2007, 08:21:50 am
That's crazy ive never had a problem cashing my fusion cash check(s). the bank i go thru is first financial and usually i dont even go to the bank i usually go to the little retail store down the street and they charge me a 1.00 to cash it. not bad.