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Discussion Boards => Off-Topic => Topic started by: moma7777 on March 09, 2013, 06:08:17 pm
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:thumbsup:
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The insurance industry has way too much money tied up to ever allow that to happen. it wouldn't be bad though.
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would be cool if it actually happened.
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If it was fair for everyone, not based on income, it would be a good idea. But you'll never get a good system in this country, because the insurance companies and drug companies have too much pull in the governemnt, since they are extremely rich. Money talks, especially on that scale! So no real healthcare reform will ever happen, because the only way to get real reform is to take the power away from the insurance and drug companies.
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I think it is just one more thing government has involved itself, which usually turns out badly.
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im a american citizen, but live in canada. I also live in the province that started canada on the universal health care system. It works well, but like someone has said that money talks and so some of our provinces have gone to private insurance. I think saskatchewan is the only province that still has it. When moving here i was very blown away. that you never got sent a doctors bill, hospital bill, ambulance bill, because the govenorment insurance paid for it. And when you paid for your drugs it was only 2.00 . now we are paying our drugs on a percentage. so if you make 40,000 a year you only 35 percent of your drug
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Well let me put it this way....If you like how the post office works or you love going to the Department of Motor Vehicles then you will probably like it.
There is already now a shortage of doctors in Florida because many doctors are closing their practices or selling them to hospitals. A lot of doctors are changing their practices to cosmetic surgery so that they don't have to accept insurance.
As the government takes over the private insurance companies won't be able to compete and the will go out of business. The government will lower the amount the doctors and hospitals get paid until they can no longer offer superior service.
I hate doctors and hospitals and insurance companies, but putting the government in charge is like hiring Beavis and Butthead to run your healthcare.
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Well let me put it this way....If you like how the post office works or you love going to the Department of Motor Vehicles then you will probably like it.
There is already now a shortage of doctors in Florida because many doctors are closing their practices or selling them to hospitals. A lot of doctors are changing their practices to cosmetic surgery so that they don't have to accept insurance.
As the government takes over the private insurance companies won't be able to compete and the will go out of business. The government will lower the amount the doctors and hospitals get paid until they can no longer offer superior service.
I hate doctors and hospitals and insurance companies, but putting the government in charge is like hiring Beavis and Butthead to run your healthcare.
I like the enthusiasm, however the facts aren't there. The post office delivers the mail 6 days a week, snow, sleet, hail. The DMV seems to be working as well. Those statement are just propaganda.
I am not for government run health care. I am for heath insurance actually being health insurance. It has changed. It used to cover a catastrophe, now it has become a currency to pay for heath care. If heath care was used for emergencies only, the premium would be lower and so would regular doctor visits.
You would save money if you didn't go to the doctor and if something terrible happened, you're covered. America is "addicted" to going to the doctor. Why? There are commercials for medicine. Not over the counter medicine, medicine you have to ask your doctor for. The drug companies have placed the idea in many people's head that they need their product. It has gotten ugly, there is no easy fix.
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I don't know that I am for government run health care, but something does need to be done about insurance companies. It's a business to them, and they are making money hand over fist. Every year I have patients ask me about their vision coverage when it is time to renew their enrollment, and I sit down with them and go over their premiums, their copays, and what they had done in our office over the last year. About 70% of the time, we find that their insurance didn't save them any money at all.
Since insurance companies only pay the medical facility a little more than 1/3 of their usual and customary charges, we have to raise our fee's in order to cover our operating costs. I give a cash discount to patients who don't have insurance. I don't have to pay someone to bill the insurance company or wait to be paid. I still make more money than I would if I billed the insurance company, and the patient can get whatever they want (contacts for example).
I also dropped my insurance a few years ago. My monthly premium was $485, and when I went to the doctor, the insurance company only paid them $40 for a physical. I called the doctor and told them I was thinking about dropping my insurance, and asked if they would take $50 for the physical in the future since it was more than they got from the insurance company. That way we both win.
The only problem is if I ever have an emergency - but even hospitals will work with you if you don't have insurance.
I think that the insurance companies need to be reigned in somehow, but I don't have the answers on how to do it.
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I don't believe that it will ever come to fruition. I think that the idea will be tweaked and toyed with and governmentalized till it no longer makes sense. I also think that it will end up costing those that work(legally) in the United States far more, financially, than the benefits they could ever possibly hope to gain. My wife's insurance is fantastic and she has earned it by working hard at the same company for over thirty years. The management is anticipating a two hundred dollar increase per month if universal health care is brought in to play. We use her insurance. I work at two other companies that I do not have to utilize insurance benefits from. I think that those companies should have to pay into a pool for my non-use and that the pool be used for uninsured (legal) healthcare needs.
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I think something must be done about healthcare. The US needs universal healthcare. I hope universal healthcare passes and becomes law.
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It sounds good and other countries make it work very well but I don't think politicians here will ever allow it to go through because I'm sure some of them are receiving profits from the health insurance industry.
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If it was fair for everyone, not based on income, it would be a good idea. But you'll never get a good system in this country, because the insurance companies and drug companies have too much pull in the governemnt, since they are extremely rich. Money talks, especially on that scale! So no real healthcare reform will ever happen, because the only way to get real reform is to take the power away from the insurance and drug companies.
You hit the nail on the head with the BIG Business not wanting to give up their gold mines. I think that universal healthcare would probably bring down the quality of healthcare and would also cause your treatments to be rationed. Right now with Obamacare, that is what the ultimate goal is.Force everyone to pay for insurance in his plan, which sort of makes it universal, because no one has a choice. That is where the plan goes wrong. NO one should be forced to particapate because it is against our constitional rights. Our country was founded on personal rights or he Bill of Rights. Lets not let them be taken away because of our lack of attention to the details.
BMaston12
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I think it sucks. Anything the gov. does gets broken or messed up. Just like ss and medicare. If they had kept their greedy hands ou of it, it wouldn't have problems now.
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Well let me put it this way....If you like how the post office works or you love going to the Department of Motor Vehicles then you will probably like it.
There is already now a shortage of doctors in Florida because many doctors are closing their practices or selling them to hospitals. A lot of doctors are changing their practices to cosmetic surgery so that they don't have to accept insurance.
As the government takes over the private insurance companies won't be able to compete and the will go out of business. The government will lower the amount the doctors and hospitals get paid until they can no longer offer superior service.
I hate doctors and hospitals and insurance companies, but putting the government in charge is like hiring Beavis and Butthead to run your healthcare.
I like the enthusiasm, however the facts aren't there. The post office delivers the mail 6 days a week, snow, sleet, hail. The DMV seems to be working as well. Those statement are just propaganda.
I am not for government run health care. I am for heath insurance actually being health insurance. It has changed. It used to cover a catastrophe, now it has become a currency to pay for heath care. If heath care was used for emergencies only, the premium would be lower and so would regular doctor visits.
You would save money if you didn't go to the doctor and if something terrible happened, you're covered. America is "addicted" to going to the doctor. Why? There are commercials for medicine. Not over the counter medicine, medicine you have to ask your doctor for. The drug companies have placed the idea in many people's head that they need their product. It has gotten ugly, there is no easy fix.
I agree with most of what you said, but if you think federal and local governments run things just fine, like the Post Office and the DMV, you must either have very low expectations of service and what you should expect for your tax money or maybe you just love waiting in long, slow lines. Our tiny town of about 10,000 people had to add 2 privately run postal annex locations out of local businesses. Our regular post office is so slow and unpleasant to deal with that the people demanded an alternative. It was a joke. The government does not reward excellence in employees, therefore the incentive to excel is never there, but the pressure from you fellow workers to "slow down and don't make the rest of us look bad" is there.
They may delivery six days a week in rain, sleet and snow, but I would just be happy if they would delivery one day a week and make sure I get my own mail instead of someone else's.
Regarding healthcare, Here's part of the problem. If a person goes in to get blood tests and they have medicaid they end up owing nothing and the government reimburses the provider less than $10. If I go and have the same tests and do not have insurance, they bill me $198 that I have to pay out of my pocket. I don't think that practice should be legal.
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Well, I agree with about everything everyone has said. Let me clarify a point for you all, I am a US citizen and have lived in this country for over 20 years, but I grew up in a Central American country, where free doctors are part of the general life. The way it works there is that if you work and/or are a dependent of a worker and pay Social Security, which is a given, then you are entitled to get free health care from the government run Social Security hospital, and you pay $0 for the services, now I agree those services are not the best, and in the last few years for what I hear, they will kill you faster than they will cure you, but they are there for whoever cannot afford private doctors.
You do not need to have private insurance, even though it is the best, to be able to afford a private doctor, just need the $$ for it, the consultations are not as expensive as here but you need to be middle class to pay for it.
Now, here now health insurance are the worst thieves out there, we pay for employer health insurance for the family and still have to pay $5,000 out of my own pocket before they cover me. It is the worst case scenario. For example, last year my daughter broke her arm, went to an urgent care clinic, they took an x-ray and told me that they were not sure if it was broken they need it to sent the x-rays to an specialist and to go back the week after. So I told them to give me the x-rays and I took them myself to the orthopedics. (urgent care charged $600 to the insurance for an incomplete result). When we went to the ortho, we had to wait 3 hours with appointment for him to look at the X-ray for 1 minute, say the arm was broken, sent her to get a cast and charge the insurance $4,000 for a "Surgery", don't ask me what surgery was involved, unless putting a cast by a technician is consider surgery.
Doctors are as bad as insurance in this country. Hopefully, but doubtful the US could compromise to have some sort of Universal insurance but again the government will run it and ruin everything again.
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not when they fine you if you don't have it because you can't afford it, if they were providing it, then I am for it, but it is a scam to make poor people pay fines. wrong
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I think it is the biggest waste of the United States money than ever what!t Obama and his stupid buddies there out to bankrupt this country so he can become little dictator and president for life. That is all I can see he wants to be a little dictator over the United States he does everything he can to bankrupt this country so we can take over! He is another Hitler really hasn't done so far is declared a state of emergency and spin the Constitution explosion point so we can be president for life.That all he thinks about in my opinion just like the budget deal he won't compromise at all he says the company my way or no way so that it be no way and kick him out on the whole his other buddies.
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Every American should have universal health care since were already paying taxes every year.
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I think people out there who don't want universal health care, must have a lot of money to burn. I think we should be able to have the same health care bill the Senators and congressmen have. If they had to do without, they
would change the whole law really really quick. People in the united states of america, should not be dying just because they can't afford to go to the hospital and buy the meds they need. Thats just not right, no matter how
you look at it.
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I think it would be a great thing. :thumbsup: But, I doubt that we will ever see it.
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:thumbsup:
If the government runs it - BAD IDEA!!!! THEN YOU JUST HAVE SOCIALISM!!!!!!!
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So funny I saw this post, because today I got an email from the Democratic Party stating: BREAKING from Paul Ryan: “New House Republican budget includes Obamacare Repeal”
— Paul Ryan just announced that his new budget, to be released today, would destroy Medicare — and repeal Obamacare!
Paul Ryan would hand tax breaks to the Republicans’ yacht-owning financiers — and leave 31 million Americans uninsured to pay for it.
But here’s how we stop them: Right now, we’re running ads against the new Ryan Budget. We must immediately increase our spending by 50% — before Ryan releases the plan today.
This guy is an idiot in my opinion and yes I believe in universal healthcare.
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I think it is the biggest waste of the United States money than ever what!t Obama and his stupid buddies there out to bankrupt this country so he can become little dictator and president for life. That is all I can see he wants to be a little dictator over the United States he does everything he can to bankrupt this country so we can take over! He is another Hitler really hasn't done so far is declared a state of emergency and spin the Constitution explosion point so we can be president for life.That all he thinks about in my opinion just like the budget deal he won't compromise at all he says the company my way or no way so that it be no way and kick him out on the whole his other buddies.
So implementing healthcare = killing 6 million jews?
Are you wearing a foil helmet?
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honestly i am not sure if that would be good or bad for economy i personally think it would be awesome to know everyone would have insurance but then you hear people say things like quality of care goes down, all this other stuff that it would be bad but without knowing all the facts or seeing it happen i do not know but to me it "sounds" really good to know everyone will have somewhere to go if they need to
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:thumbsup:
If the government runs it - BAD IDEA!!!! THEN YOU JUST HAVE SOCIALISM!!!!!!!
Not quite sure you know what Socialism is.
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No. I think we need less government involvement in our lives,not more.
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:thumbsup:
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Everyone being covered and never having to worry about paying for medical treatment-Yes, that sounds great. Everyone would love that. Unfortunately, someone has to pay for it. Everyone wants the freebies, but no one wants to pay for them. I understand that some of us simply can't and there needs to be help for those people, but forcing everyone to buy health insurance is not how it should be done.
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As PJ O'Rourke once said, "If you think healthcare is expensive now, wait till it's free!"
I agree that part of the problem with healthcare costs is that no one want to pay for anything. We are no longer using health insurance to insure against unforeseeable, catastrophic events, but rather want it used for anything healthcare related. It's like getting car insurance and then expecting that your gas, oil changes, wiper blade replacements, tire replacements, etc. are also all covered. If that were the case, everyone's auto insurance premiums would have to go up, perhaps to the point that people would rather go without insurance -- even for the unforeseen accident down the road. And when you start having people leave the insurance pool, the average cost for the rest in the insurance plan will also go up.
I understand the idea behind a government-run healthcare system... To ensure that the cost-per-user is at its lowest, you want the largest insurance pool. For example, if you had 1000 people in your insurance pool and 1 person had to go to the ER for a $1000 procedure, each person in that pool would have to pay $1 to cover that event, whereas if the pool only had 10 people in it and that same person went in for the $1000 procedure, now everyone would have to pay $100 instead of $1 to cover it.
The problem however is that with health insurance set up to cover everything, many people are paying for things that they don't need, and people are also more apt to use the services even if they don't really need it. If auto insurance were set up the same way, you'd have some people that drove electric cars paying more to cover everyone else's gas consumption. And because no one has to pay for gas out of pocket, they're also more apt to go through it much quicker, driving their Hummers and SUVs just to go to work in their office. This also exposes another issue with having insure cover everything; people don't see the expense so they don't care, even if the cost-avoidance would create other benefits besides the financial aspect. If people didn't pay for gas out-of-pocket, they'd be more apt to consume it the same or more, whereas when people do pay for their own gas, they become more conscientious of gas prices and so may try to carpool more, use public transportation more, or even ride a bike or walk. And by using these other forms of transportation, they additionally are reducing their pollution footprint and are not reducing the supply of gas as much. Similarly, if people had to pay more for out-of-pocket healthcare costs, like having to pay for annual visits, medication, etc. they may actually try harder to exercise more or eat healthier to reduce their out-of-pocket costs for more check-ups and tests for their diabetes and / or heart disease, and in addition they are living a healthier lifestyle so will have a lower risk of some more serious ailment down the road.
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I think people out there who don't want universal health care, must have a lot of money to burn. I think we should be able to have the same health care bill the Senators and congressmen have. If they had to do without, they
would change the whole law really really quick. People in the united states of america, should not be dying just because they can't afford to go to the hospital and buy the meds they need. Thats just not right, no matter how
you look at it.
People who don't want universal healthcare don't necessarily have money to burn. They just know what happens when the government gets their hands on anything! Also, the only way universal health care would be any good would be if everyone contributed the same, regardless of income or health status, and elimination of the insurance companies (maybe they could have some expensive insurance companies for the rich to buy if they wanted to waste some of their money). With the government always favoring one group over another, that would never happen.
Also, the government would have to keep their noses out of the doctors affairs, and let the doctors be doctors, and prescribe the tests and medications that they know are needed. There is a ton of waste right now, because the insurance companies don't just let the doctor order an MRI, for example, without ordering x-rays first, even though they know the xrays will not show up the potential problems. There are a ton of examples like this, where the doctor has to order a bunch of unnecessary tests before the one he needs to make the diagnosis, or the insurance won't pay for that one.
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im all for it,,everyone needs insurance :bunny:
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Universal health care sounds confusing to me. Just reading all the previous comments is making me more confused. Can someone try and explain to my brain what exactly is this universal health care that the government is trying to implement? That's why I don't follow the election and political views because it is so confusing. Not my cup of tea! I heard someone the other day saying that people without health insurance will be fined by the government under the Obama care. Is this legit? I don't have health insurance and am getting a little scared!
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Government and private health and public policy analysts have compared the health care systems of Canada and the United States. In 2004, per-capita spending for health care in the U.S. was more than double that in Canada: in the U.S., it totaled US$6,096; in Canada, US$3,038. Studies have come to different conclusions about the result of this disparity in spending. A 2007 review of all studies comparing health outcomes in Canada and the U.S., in a Canadian peer-reviewed medical journal, found that "health outcomes may be superior in patients cared for in Canada versus the United States, but differences are not consistent."[1] Life expectancy is longer in Canada, and its infant mortality rate is lower than that of the U.S., but there is debate about the underlying causes of these differences. The World Health Organization's ratings of health care system performance among 191 member nations, published in 2000, ranked Canada 30th and the U.S. 37th, and the overall health of Canadians 35th to the American 72nd.[2]
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The health care system in Canada is largely government-funded, with most services provided by private enterprises. Waiting times for major non-emergency surgery have been longer in Canada, and Canada has been slightly slower to adopt expensive technology and medicines. Consequently, Canada has had higher mortality rates for some conditions, such as heart attacks.[3] Canadian health administrators say that these problems are improving.[4]
Through all entities in its public-private system, the U.S. spends more per capita than any other nation in the world, but is one of the few industrialized countries that lacks some form of universal health care. Health insurance in the U.S. is expensive, rapidly rising costs are affecting employers and consumers as well as the government, and a study in Health Affairs concluded that half of personal bankruptcies involved medical bills
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As both countries consider changes to their systems, there is debate over whether resources should be added to the public or private sector. Although Canadians and Americans have each looked to the other for ways to improve their respective health care systems, there exists a substantial amount of conflicting information regarding the relative merits of the two systems. In Canada, the United States is used as a model and as a warning against increasing private sector involvement in health care. In the U.S., meanwhile, Canada's mostly monopsonistic health system is seen by different sides of the ideological spectrum as either a model to be followed or avoided.