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Discussion Boards => Off-Topic => Topic started by: camellia0 on December 26, 2015, 05:59:03 pm

Title: Does anyone have a Macy's credit card?
Post by: camellia0 on December 26, 2015, 05:59:03 pm

I went shopping today at Macy's and the lady in front of me was buying $500 worth of clothing and was trying to use her Macy's card. When she swiped it, it DECLINED and she swore she had the funds. The cashier called to credit department and they said that she owed $4, so she paid $4 and the cashier re-rung the clothes and the card still DECLINED. I'm curious as to what the problem was.

Title: Re: Does anyone have a Macy's credit card?
Post by: king4cash on December 26, 2015, 06:02:27 pm

I think that someone, must have swiped the cards, used it all up, and returned it to her, without her knowledge..

Title: Re: Does anyone have a Macy's credit card?
Post by: SherylsShado on December 28, 2015, 07:36:41 am

Sometimes a card can have a payment made but it still needs time for payment to process so the card will decline until that payment posts to the account.  Since it was only $4----she may have thought she paid the card off but still had $4 to pay so, they put a hold on the card until the payment clears.  Credit card companies can get really "uptight" even for $4!!

I don't have a Macy's card but have worked several years in retail & that would be my guess....

Title: Re: Does anyone have a Macy's credit card?
Post by: lbeery on December 28, 2015, 09:31:08 am

I used to have A Macy's card but it was years ago.  My guess was that she was in default for the charges long enough that her card was blocked or that even though she paid the $4 either her credit wasn't up to the limit of her purchases or the card needed to recyle before the charges cleared.  You have got to keep up on the cards or these things can happen.  Hope that she a) got it straightened out and b) that she could really afford $500 worth of purchases.

Title: Re: Does anyone have a Macy's credit card?
Post by: LaTashaS28 on December 28, 2015, 10:08:59 am

I never had a Macy's credit card before

Title: Re: Does anyone have a Macy's credit card?
Post by: jcalexis on December 28, 2015, 11:45:00 am

My wife has one. I told her not to use it a lot because of the high interest.

Title: Re: Does anyone have a Macy's credit card?
Post by: ghunter on December 28, 2015, 11:55:57 am

No, I do not and I don't want one.

Title: Re: Does anyone have a Macy's credit card?
Post by: tuyetmai on December 28, 2015, 03:45:32 pm

If she have the credit card, if she use over the amount they give her then is will decline how come they said she owe 4 dollars?  She need to call their department and find out though.

Title: Re: Does anyone have a Macy's credit card?
Post by: champak97 on December 28, 2015, 07:31:59 pm

I have never used a macy's credit card.

Title: Re: Does anyone have a Macy's credit card?
Post by: timvolley on December 28, 2015, 08:21:30 pm

i dont have a macys card or shop there

Title: Re: Does anyone have a Macy's credit card?
Post by: schoolvan on December 29, 2015, 05:06:04 am

Nope don't have one I don't think we have a Macy's anymore.

Title: Re: Does anyone have a Macy's credit card?
Post by: Rahmanh on December 31, 2015, 08:56:56 pm

 I stopped shopping at Macy, because they disrespected Trump.

Title: Re: Does anyone have a Macy's credit card?
Post by: ljrjess69 on January 02, 2016, 01:45:47 pm

nope i dont shop there......... :-X

Title: Re: Does anyone have a Macy's credit card?
Post by: ancmetro on January 02, 2016, 02:28:14 pm

    Do not use a Macys credit card, pay cash only!

Title: Re: Does anyone have a Macy's credit card?
Post by: gaby_ro_2004 on January 03, 2016, 08:48:57 am

I do not have a Macy credit card.

Title: Re: Does anyone have a Macy's credit card?
Post by: Liquidfire_43 on January 07, 2016, 12:12:55 pm

I was thinking of getting an Amazon credit card since I use Amazon a lot, but I rather just stick to one card... I don't go macys that often