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Discussion Boards => Off-Topic => Topic started by: lindsey27 on September 20, 2009, 09:59:54 pm

Title: how broke are you?
Post by: lindsey27 on September 20, 2009, 09:59:54 pm
Is anyone else so broke that you have to have yard sales to make ends meet.  You fill out surveys until 3 in the morning.  You are looking for a plasma bank that pays the most.  You are so sick of Top Ramen that your trying new recipes with it.  You are pissed that Brittney Spears made a come back and has more money than you.  You haven't have new clothes in years.  You try and figure out which bills are more important to pay this month.  And last but not least you've thought about getting a night "gig" to make some extra dough?  To far?
Title: Re: how broke are you?
Post by: lindsey27 on September 20, 2009, 10:18:06 pm
well marieelissa I think you took my message wrong.  I am that person I was describing.  I was simply looking for some compassion from other people who are in my same financial place.  It helps me get through the day to know I'm not the only one struggling and together we can pick ourselves up and get through other day.  You think I drive a new car?  Please I had to sell all my belongings and move down south with my newborn who now doesn't get to see her family because we wanted more for her and there was a "hope" for a job here.  I have been struggling to make ends meet buy all the ways I described in my last post.  But by making light of the situation or a joke helps it not hurt so much.  I am the less fortunate and would never "look down" on any one in a position that they never thought they would be in.  So tell me this what did I do that was so bad that I deserve this life I'm stuck in now?  What goes around comes around?  Well than things should be looking up soon.  Because I know that I'm a good person and I'll do whatever it takes for my family and myself to be happy.  Hope this clears things up for you.  I wasn't trying to look down on anyone. 
Title: Re: how broke are you?
Post by: oldbuddy on September 21, 2009, 03:06:18 am
Is anyone else so broke that you have to have yard sales to make ends meet.  You fill out surveys until 3 in the morning.  You are looking for a plasma bank that pays the most.  You are so sick of Top Ramen that your trying new recipes with it.  You are pissed that Brittney Spears made a come back and has more money than you.  You haven't have new clothes in years.  You try and figure out which bills are more important to pay this month.  And last but not least you've thought about getting a night "gig" to make some extra dough?  To far?
You are in the right place. The Internet is a level playing ground and it doesn't matter what your circumstance, if you have a connection you can make money here as well as anyone once you learn how.
Title: Re: how broke are you?
Post by: Marissaj820 on September 21, 2009, 03:22:13 am
I think everyone has their own problems, how we handle those problems is what matters. We just gotta keep our head up high and work hard to get past it.
Title: Re: how broke are you?
Post by: shaulina on September 21, 2009, 05:31:01 am
I much prefer ebay to yard sales  :) , but I can appreciate what you mean!
Title: Re: how broke are you?
Post by: klkwid on September 21, 2009, 09:41:24 am
I'm pretty much in the same boat, you guys.  I'm making it for now, but it's scary thinking that my job could be lost at any time.  I know it's stable for right this second, but the swift downturn with the economy really woke me up!  I never use credit anymore (unless ABSOLUTELY necessary and I can't remember the last time I had to!) and I'm making a huge effort ot pay off any bills so I don't find myself in a worse situation later!  Ends are meeting but that's about it.  I hope the economy is working its way back up-I know that's what they say, but who knows? 
Title: Re: how broke are you?
Post by: lynnc35 on September 21, 2009, 09:50:37 am
Really broke that my husband is now borrowing all my money I had saved. I guess when he pays me back, I can pay my bills, then I will be broke again. So yes, I am broke.
Title: Re: how broke are you?
Post by: foxylady81 on September 21, 2009, 10:56:08 am
i know how you feel and it is because food rent everything is going up but we are loosing are coast of living increase every year because the company we work for is going broke i think people need to start boycoughting the houseing indastry and also the people who think it is ok to hike up rent if we do that then the goverment will really know hw it feels to be broke
Title: Re: how broke are you?
Post by: Rynet on September 21, 2009, 11:22:31 am
I'm negative $10,000 that good enough? lol
Title: Re: how broke are you?
Post by: lindsey27 on September 21, 2009, 07:31:25 pm
Thanks everyone!  I enjoyed your reading your responses.  Together we'll get through it :)  I always say my life gets better each day by the people I meet. 
Title: Re: how broke are you?
Post by: MistyM3 on September 21, 2009, 07:53:43 pm
Wow that Marie is just a ray of sunshine isn't she. I haven't read anything of hers that didn't make me feel about as big as an ant turd... Im sorry about what happen to u.. but let it go. Things happen. Make the best out of. I can't say that i know how u feel cuz i don't. But i know that its got to be tough. But don't laugh at the hard working people that get dicked over because of the economy. Ur not the only person in the world that somethin bad has happened to.

But to reply to the HOW BROKE ARE U part,,, yes i am very mad that Brittney made a comeback!! lol And about my baby daddy Patrick Swazye... :'(
Title: Re: how broke are you?
Post by: babypolotb on September 21, 2009, 08:09:21 pm
i am a homemaker and my husband works.  he has been on unemployment since last year and began work this past july.  almost a year on unemployment was so hard and to see him at work everyday, he was so depressed.  it hurts to see my husband go through that.  but our son loves to see him home everyday so he can spend time with him but besides that were okay.
Title: Re: how broke are you?
Post by: vlsm23 on September 21, 2009, 08:09:56 pm
I have sold all but 20 cds (I had over 400), over half of my dvd collection and even some blu ray disks as well as video games to get an extra $20 here and there to cover some bills.  I sold my xbox360 because we had wii and ps3 too and my husband made me decide on which one to sell for a quick $250.  I've been doing surveys since April for spare cash.  I put all my eligible loans in forbearance because I had a $7000 pay cut this year and my husband had a $10000 emergency appendectomy in the 6 months I was uninsured due to be laid off.  My job doesnt allow time for a 2nd job but my husband works 12 hour days 5 days a week between 2 kitchens, and as sad as it is to say I had to use my grandmother's inheritance to catch up on bills (she died a month ago today).
I am very tired of the economic situation and I keep hoping that some day soon my MBA is actually going to be worth the $50,000 I spent to better myself - not worsen my situation
Title: Re: how broke are you?
Post by: AmyTrivitt on September 21, 2009, 08:28:10 pm
I sell on eBay too. Alot easier than having a yard sale in my opinion. My best profit on eBay was picking up a 50 cent keychain and selling for 23.00 on eBay!! WOHOOO
Title: Re: how broke are you?
Post by: lindsey27 on September 21, 2009, 08:31:11 pm
Hang in there vlsm23.  I've been there too.  My husband got a playstation3 for his birthday from his friends.  They all pooled together it was very unexpected.  We had to sell it two months later to buy groceries.  It broke my heart cause it was more than just a playstation it was something thoughtful his friends did for him and something my husband deserved.  One day I know I'll be able to replace it.  It helps to let it out a little doesn't it?
Title: Re: how broke are you?
Post by: dreamyxo on September 21, 2009, 08:32:47 pm
I'm so broke I can't even pay attention.

We often have yard sales because we needed to get rid of all the stuff we had.  But yeah I am always looking for ways to make money.
Title: Re: how broke are you?
Post by: manmillerm on September 22, 2009, 06:55:00 am
I am in the same boat with ya'all. My husband was laid off almost a yr. Got a job jan of 08. his yr raise was due jan 09 but in dec they were told they are putting a wage freeze in effect--NO RAISE>sucks
i had to leave my part time job to stay home with our kids cause I cant work around his hours. Maybe when my little one who is 4 goes to school next yr i can get something part time. but no one is hiring. everyone is cutting hours.
and it looks like the wage freeze might stay in effect next yr so it looks like no raise again.
we rent the house we live in and were hoping to buy one soon but that idea isnt going to happen any time soon.
we are about $10,000 in debt. keep getting letters saying our interest rates are going up. ya cant get anywhere on paying the bills. his ot is pretty much non existant at this point.
thank god my land lord has not raised our rent or we would be screwed. i am not going back to work full time and paying for day care cause that just doesnt make sense. day care would take most of my paycheck so what is the point of workin. besides than my 14 yr old would have to be home alone all summer long.
Title: Re: how broke are you?
Post by: acurtsinger2 on September 22, 2009, 08:53:19 am
 being poor reeeeallly sucks, but I still enjoy my life most of the time.  I do dream about being able to buy whatever I wwant whenever I want.  it would be really nice. :bootyshake:
Title: Re: how broke are you?
Post by: arms1977 on September 22, 2009, 11:07:45 am
I think most of the country is feeling the crunch no matter what income level they are a "member" of. I know my family has been hit hard. So far, by the grace of God, we have been able to pay all of our bills every month, but we have really cut back on a lot of things. We haven't eaten name brand food in months because I have been shopping at Aldi. At least we are eating, but it isn't as good. We are in a frenzy right now because next week bills are due again and the vicious cycle begins.

I do feel like this time of struggle has been positive for many. Some people I know are relying more on others, even if it is just a shoulder to cry on. Relationships have grown stronger because of the dispair. I have helped my friends, when I really didn't have it, but I felt they really needed my help. We all need to try to find the good that comes with the bad. A positive attitude goes a long way. I know it is hard to find good in this economy, but look hard and you will find it. This country will come out of this strong as ever, but it will take time and patients.
Title: Re: how broke are you?
Post by: 100indecisions on September 22, 2009, 06:55:48 pm
I'm personally broke, largely because I'm a grad student and it's kind of part of the job description to be poor (plus I may well have "starving artist" in my future, since I'm a wannabe novelist), although I'm not really feeling it yet because I'm still living at home. >_< I feel bad about that sometimes, but right now I honestly can't afford to move out--I lost a lot when I spent a semester in England last year, I've had trouble finding a job, and I just had to cough up more than $1,000 on tuition/fees and car repair. I get an okay stipend being a teaching assistant, as well as a good tuition waiver, but it's not helping much yet. I didn't make much from the yard sales we did this summer, but I have made a decent amount on eBay...although I've been having a few problems with that, too. I sell all my textbooks on Half.com when I'm done with them and usually manage to get back a decent amount of what I originally spent (I buy all of them online to begin with--dealoz.com is a great site), and I'm hoping to pick up some kind of WAH job, although I haven't found anything much yet. Doing various paid surveys and sites like FC, too...I like IMReportCard, where I'm nearing cashout.

On the plus side, I live in Alaska and I'm going to get my PFD in just a couple weeks. *dances* That's going to be a huge help...
Title: Re: how broke are you?
Post by: lynnc35 on September 22, 2009, 11:25:17 pm
Tell me about it, I got hit by a car, while walking, the driver left me there to die, I went to the hospital, sustained a broken leg, broken foot, broken shoulder, had 2 surgeries, had a high paying job before this happened and I can not get anything, but hospital bills. I obviously cannot go back to work for a long time, now that is broke.
Title: Re: how broke are you?
Post by: ancmetro on September 23, 2009, 01:49:33 am
 :( The economy is so bad for some...that is what makes them broke. Save, save and save...and try to find some ways to earn extra money.
Title: Re: how broke are you?
Post by: oldbuddy on September 23, 2009, 05:01:49 am
With the broken economy in full swing, I have never had it better. There are people desperately combing the Internet every day looking for ways to make extra money and I get referrals for my money making programs by the dozens, including Fusioncash. I had my Internet Income over $6,000 a month when fate took it all away, but now since May I am back up to $2,000 a month already and it gets better every week. You have the Golden Goose at your fingertips, don't cook it for dinner! This is the United States and opportunities are all around you online. If you can't find the ones that work for you, GET SOME HELP.
Title: Re: how broke are you?
Post by: ymmat12 on September 23, 2009, 08:38:22 am
I know, I have been out of work since the end of June, has foot surgery 9/2 and have to have another operation 10/1. I am waiting to see if my disability is approved and am living on $123 per mo from the state and food stamps. I finally qualified for Medicaid. Believe it or not, the person I live with thinks  I should give him some of money I gey each month and he won't buy any food beyond what my food stamps pay for. Also, this is a man who outright owns his mobile home and truck and receives a pension/plus works part time. Trust me, I know.

Title: Re: how broke are you?
Post by: klutzycutie on September 23, 2009, 02:35:13 pm
u can also go online to find some websites besides this one for more money that are legit

i recommend youtube as a way since theres tons of ppl showing how you can get money

and also you should use ebay to sell your stuff

who knows that $1 for a pair of jeans

can be turned to like $3 or something u never know
Title: Re: how broke are you?
Post by: michealmmsm on September 23, 2009, 02:50:10 pm
Welcome to america.  isint it great.  Our elected officials make almost 150K a year and we live like 3rd class citizens in a second world country.
Title: Re: how broke are you?
Post by: abeyta87 on September 23, 2009, 04:29:11 pm
yes for sure. Instead of yard sale it is the *bleep* shop it got so bad I had to get rid of jewelry I had for years. Mending the clothes you have cause you can't get new ones. Washing them in the bathtub cause you don't have any extra money to go to the laundry mat. Car is falling apart but can't afford to fix it and can't afford to get rid of it. Having to pick and choose which bill is being paid and which will hopefully not get shut off for too long. It is hard we all need to hang in there
Title: Re: how broke are you?
Post by: nesharfm on September 23, 2009, 04:47:01 pm
I hope things get better for everyone...  it's tough these days.  I've been out of work since February and that hasn't been from the lack of trying to find another job.  We all just gotta hang in there and stay positive/have faith, something will eventually turn up.
Title: Re: how broke are you?
Post by: Azanne07 on September 23, 2009, 05:56:43 pm
No but i have heard the one around here you can make up to 240 a month. if i dont get a job soon i am going to have to start giving
Title: Re: how broke are you?
Post by: selerson on September 23, 2009, 06:02:59 pm
Im broke and a single mom of four kids. I work a full time job. I have no savings. I have horrible credit because of medical bills (I have a heart condition that requires a pacemaker) I have no family around. I have nobody to call on if something bad happens. Talk about scary, I live in fear of something breaking and not being able to replace it but somehow get through it one day at a time.
Title: Re: how broke are you?
Post by: Teresa_of_the_faint_smile on September 23, 2009, 07:54:30 pm
I graduated from High school and moved to North Dakota were I had three jobs, but I had to quit two because of medical reasons such as the chemicals we were working with they hurt my lungs so I had a hard time breathing and then I found out I was pregnant I found a good job after wards it was inserting ads into newspaper but due to budget cuts and the economy they had to terminate the inserter. So I moved back to California were my parents are living and I was getting help from them but due to the economy I couldn't find a job and then my parents seperated so we went to live with my mother in law. She is such a wonderful person but I feel horrible I cant find a job she is working three jobs to keep food on the table and a roof over our head. Sometimes I don't eat because I feel so guilty. Here the neighbors get offended if someone sets up a yard sell so I can't do that, I have an eight old month baby boy who I can't afford to buy clothes and I can't afford to give him anything I feel pathetic!

I feel bad and depressed what about the people who graduate after me? Are they goign to go through the same thing?

This is how broke I am, can't afford anything free loathing and I hate myself for it.
Title: Re: how broke are you?
Post by: Rastov on September 23, 2009, 08:37:38 pm
This is how broke I am, can't afford anything free loathing and I hate myself for it.
Anyone who's a Claymore fan is way too awesome to be so hard on themselves  ;)
Title: Re: how broke are you?
Post by: babypolotb on September 23, 2009, 09:20:42 pm
im trying to potty train my son so we can save money instead of buying diapers and trying to cut back on eating out.  asking family for handy down clothes for our son.  shopping at second handed stores for the whole family. turning off all the eletricity, like unplugging the tv and phones when not using them.
Title: Re: how broke are you?
Post by: oceana415 on September 24, 2009, 02:20:39 am
Just got done looking up plasma donating locations and doing surveys *sigh*
Title: Re: how broke are you?
Post by: aimeerose00 on September 24, 2009, 06:14:18 am
I'm not well-to-do, but I have a roof over my head, clothes on my back, food in my belly and a job. So I can't complain now, can I?  :confused1:
Title: Re: how broke are you?
Post by: ODOMS6598 on September 24, 2009, 06:27:24 am
I'm not well-to-do, but I have a roof over my head, clothes on my back, food in my belly and a job. So I can't complain now, can I?  :confused1:

I feel the same way and i can add I have my remaining 3 children in good health.. 
Title: Re: how broke are you?
Post by: arms1977 on September 24, 2009, 06:44:42 am
Well I can't stand to read these posts and one thing I am very confused about is people are poor and have it really bad and can't support their kids without the government's help but yet they still have kids. There is something very wrong with this picture. I will never feel bad when you are talking all this stuff and got 3 kids and another on the way.

It's like those blacks in africa having baby after baby after baby and watching them starve to death and asking for money to go to school and for food from americans with those commercials.

I need to take care of myself. I guess I am educated like that.

I think the economy is getting worse and it's really sad.

Oh, we have to cut back on how much we go out to eat - all I can say is that is why you are in the boat you are in, in the first place.


You seem like an angry person. In other posts I have read of your you are always putting others down. Many of the people already had their children long before the economy bottomed out. Threads like these are a place for members to vent, but you should not criticize them for their shortcomings.

People need to spend money wisely

I agree that this society has been very "loose" with their spending habits and we all need to take a step back and create new family budgets. However, the economy has been great for most for sometime and those people are not used to budgets and cut backs. We are a spoiled country and almost always have been. It will take some time to repair and heal but we will prevail.

I don't mean to sound crude or judgemental, but I really think you should seek counseling to find out why you are such an angry person. They can help to determine the cause for your constant need to belittle others and help you to fix the problems (if any.) We live in a country with the freedom of speech, but you should learn to control your anger against total strangers. In fact one could assume you are racist because of the African comments.

People in this country are really hurting. A shoulder to cry on means more than a hot meal at times. If that shoulder is a total strangers, then so be it. Just stop raining on everyones parade.
Title: Re: how broke are you?
Post by: selerson on September 24, 2009, 11:20:59 am
One thing you should consider is that circumstances change.....people leave marriages, people die, people lose jobs. Life happens. I know in my case, when I had four children, I was married and my husband worked two very good jobs while I stayed home with the kids. We didnt plan for me to get sick and have to have heart surgery. We didnt plan to get divorced. Unfortunately the kids got caught in the middle and I'm doing the best I can for them.

In my sisters case, she and her husband have five children under the age of 12. The baby is only 2 months old. Her husband just lost his job. She has always been a stay home mom. That's another case where at the time they had the children, they could afford everything.

Neither one of us regret any of our kids of course, but we sure regret the circumstances we find ourselves in now.

People change. Jobs change. Stuff breaks. Save some money, then have to break the bank for a repair or a medical bill. Life happens, just gotta strap on a seatbelt and hang on tight because it's a bumpy ride.

Well I can't stand to read these posts and one thing I am very confused about is people are poor and have it really bad and can't support their kids without the government's help but yet they still have kids. There is something very wrong with this picture. I will never feel bad when you are talking all this stuff and got 3 kids and another on the way.

It's like those blacks in africa having baby after baby after baby and watching them starve to death and asking for money to go to school and for food from americans with those commercials.

I need to take care of myself. I guess I am educated like that.

I think the economy is getting worse and it's really sad.

Oh, we have to cut back on how much we go out to eat - all I can say is that is why you are in the boat you are in, in the first place.

People need to spend money wisely

One thing
Title: Re: how broke are you?
Post by: DeadKoalaBear on September 24, 2009, 02:58:05 pm
I have 1.15 in the bank and a 5 dollar bill for cash  :angry7:
Title: Re: how broke are you?
Post by: 100indecisions on September 24, 2009, 04:25:11 pm
I wish I could sell blood plasma, but I don't think there are any places here that buy it--there are Red Cross blood drives and that sort of thing fairly regularly, but I don't want to part with my blood unless I'm getting paid for it. >_<

I'm really trying to save, though, walking around campus instead of driving, and trying to do my errands all at once to save gas, and to get as much free or cheap as I can. I almost never eat out, and I include cheap fast food in that; it seriously adds up, and it costs a lot more than leftovers or whatever from home. Getting stuff free is always good, too--for instance, I earned $20 in Subway cards from submitting codes to mycokerewards.com.