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Discussion Boards => Off-Topic => Topic started by: camellia0 on October 28, 2017, 10:44:17 pm

Title: Walmart has layaway for the holidays.
Post by: camellia0 on October 28, 2017, 10:44:17 pm
I do not think that I will  purchase anything that is really expensive that I have to layaway it. If I cannot pay cash for it, I will not buy it.
Title: Re: Walmart has layaway for the holidays.
Post by: AdamH1978 on October 28, 2017, 11:54:03 pm
If there is any fee attached I wouldn't use layaway.  Might as well set the money aside yourself for whatever you want to purchase.  The other thing is I wouldn't want to use layaway to buy something and then see it being sold far cheaper on Black Friday.
Title: Re: Walmart has layaway for the holidays.
Post by: tnshpalmer85 on October 29, 2017, 06:03:05 am
I don't use layaway, I think you end up spending more money on things you do not need because you know you do not have to pay for it right away.
Title: Re: Walmart has layaway for the holidays.
Post by: Laurieandjohn on October 29, 2017, 08:49:19 am
when my children were small I used layaways beccause they were great to hide gifts till I could get them while they were in school and get them wrapped and hidden now I really haven't thought about layaways
Title: Re: Walmart has layaway for the holidays.
Post by: snuggleycutejc on October 29, 2017, 09:26:53 am
Always use it in the past, but they changed, I don't need that service anymore.
Title: Re: Walmart has layaway for the holidays.
Post by: countrygirl12 on October 29, 2017, 01:29:44 pm
I do not think that I will  purchase anything that is really expensive that I have to layaway it. If I cannot pay cash for it, I will not buy it.

Yeah they have it for very limited items.  We tried to put some clothes in there a few years ago and they wouldn't let us.  Said it is just for toys and a few items like that.
Title: Re: Walmart has layaway for the holidays.
Post by: bshee58 on October 29, 2017, 01:33:12 pm
I don't want or need anything on layaway, especially from Wal-Mart, thanks, but no thanks.
Title: Re: Walmart has layaway for the holidays.
Post by: singletonb on October 29, 2017, 04:48:50 pm
Thanks for the info.  It is a good thing to know especially if you need a place to store the stuff you  want to give for Christmas.  It gives you and option to keep from adding stuff to your credit card.
Title: Re: Walmart has layaway for the holidays.
Post by: king4cash on October 29, 2017, 08:20:13 pm
This system is outdated, I am not in favor of it.....sorry
Title: Re: Walmart has layaway for the holidays.
Post by: krystalkissxo on October 29, 2017, 08:44:07 pm
I don't see the need for laway unless it is some rare item or one that sells out fast. Just make the payments you would normally make to your savings account and save yourself a little money. I assume there are fees since they're technically missing out on revenue keeping it on hold for you.
Title: Re: Walmart has layaway for the holidays.
Post by: minioncookies on October 30, 2017, 01:38:28 am
This is good for people who want to purchase a little at a time before paying the item off.
Title: Re: Walmart has layaway for the holidays.
Post by: gtdoss on October 30, 2017, 02:54:02 am
I think layaway can be a good idea if there's no fee and you're responsible enough to not put more into layaway that you can reasonably pay off in time. It also helps if you're disciplined enough to actually go all the way through with it and actually finish paying off your layaway stuff. :thumbsup:
Title: Re: Walmart has layaway for the holidays.
Post by: MichelleHW101 on October 30, 2017, 03:08:03 am
Honestly, I never use layaway.  I start looking for Christmas gifts as early as September and I check prices, the regular not sale, and just save if I can't afford the item then or buy it if I can. 
Title: Re: Walmart has layaway for the holidays.
Post by: sdenimandlace1 on October 30, 2017, 04:56:13 am
I have not used layaway in a long time.  It was great when my kids were little.
Title: Re: Walmart has layaway for the holidays.
Post by: debidoo on October 30, 2017, 07:46:46 am
That is nice especially for folks with kids.  I would not use it unless I put myself a tv on layaway lol and paid for it over two months or whenever they end the layaway.  I used it when my sons were young.
Title: Re: Walmart has layaway for the holidays.
Post by: kingozzy on October 30, 2017, 08:36:43 am
If I do buy something for Christmas that is needed to be put on layaway, it probably be something for myself lol
Title: Re: Walmart has layaway for the holidays.
Post by: tantricia44 on October 30, 2017, 08:41:55 am
I've never did layaway method before. In my town, I think our walmart has restarted layaway but year round, not just for X-mas.
Title: Re: Walmart has layaway for the holidays.
Post by: Sawman214 on October 30, 2017, 08:46:55 am
its usual for them