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Messages - JaniceSW

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Off-Topic / Do You Know What A 529 Plan Is?
« on: October 05, 2019, 03:04:54 pm »Message ID: 1295936
Well, don't feel bad if you don't know what a 529 plan is because 2 out of 3 people supposedly haven't a clue either! These accounts allow you to put aside pretax dollars for hgher education expenses like tuition and books.  The money also isn't subject to federal taxes, Plus, 30 states give tax breaks for saving in a 529. Find out more at

Off-Topic / Fall Road Trips
« on: October 05, 2019, 03:00:44 pm »Message ID: 1295935
Better Homes and Gardens magazine states that 62% of fall travelers are planning to take a road trip.  The top reason is to see the beautiful foliage.  I love to take a beautiful day in the fall and meander down country roads trying to get lost and run across a quaint store or orchard.  And did you know there are actually apps to enhance a fall trip?  Well, of course there are! Foliage Leaf Peepr lets you submit pics and report on conditions.  With Leafsnap, you can take a pic of a leaf and the app will ID it and give you all the tree's info.  That is all a bit much for me but a thought someone might enjoy it.

Off-Topic / Parents and Halloween Candy
« on: October 05, 2019, 02:53:28 pm »Message ID: 1295933
Do you know that 44% of parents admit they will eat more candy than their kids on Halloween?  But then, we all need to give in to our urges some of the time.  How about you?  I finally had to make sure I bought the Halloween candy just a day or so before trick-or-treat when my kids were of that age so I wouln't eat a whole bag of one of my favorites!

Off-Topic / The Great Outdoors
« on: October 05, 2019, 02:49:54 pm »Message ID: 1295932
According to Better Homes and Gardens magazine, if you spend a minimum of 2 hours in the great outdoors every week it will boost your health.  Researchers found that people who made it outside to a park, green space, or leafy backyard for 2 hours or more each week were in better shape--physically and mentally--than those who didn't visit nature at all.  I can believe it because after I spend time with nature I generally feel refreshed!

Off-Topic / Re: WOW I am spending a lot on groceries
« on: October 05, 2019, 08:16:05 am »Message ID: 1295863
Not only are the prices going up in the grocery stores, but the restaurants are increasing prices a fair amount.  Not long ago I got the fish sandwich combo at McDonald's and it was $7.70-something, including tax.  I thought that was a lot!  Then I visited my daugter about 30 miles from my home and the local McD's charged me @8.20-somethng for the same meal.  I am done paying that kind of money for a coke (sugar water, basically), french fries made from one of the least expensive foods (potatoes), and a bun with a small fish fillet on it. So much for McD's excepting once in a great while or unless I have a decent coupon!

Off-Topic / Re: Burger King's Impossible Burger
« on: October 05, 2019, 08:04:48 am »Message ID: 1295862
I just visited my vegetarian daughter and her meat-loving husband a few days ago.  They both stated that this new impossible burger is actually quite good and they will eat it again.  For my red meat loving son-in-law to say he will have another one is a kudo to this sandwich.  On their recommendation, with opposite eating habits, I am definitely trying one soon!

Off-Topic / Re: Applebees
« on: October 05, 2019, 08:01:14 am »Message ID: 1295861
I like Applebee's because I find the food good and consistent.  I don't have a go-to menu item, but I always manage to find something I consider quite yummy. The service varies from accceptable to quite good and friendly.  I usually manage to visit about every other month!

Off-Topic / Re: Does your car cleanliness reflect your house cleanliness?
« on: October 05, 2019, 07:58:48 am »Message ID: 1295859
At present, both my car and house could be categorized as somewhere in between too messy and quite clean and organized.  However, as far as my car is concerned, I'm getting a little work done on it in the next week or two and then going to invest in getting it detailed inside and out.  I like to get it professionally cleaned each year. I think getting a good coat of wax has helped to keep the exterior from rusting, and I just like having it clean from top to bottom during the nasty winters Michigan often has!

Off-Topic / 10/4:National Taco Day
« on: October 04, 2019, 05:11:26 am »Message ID: 1295658
Yes, here we go!  Another "Day!"  So I guess the questions are:  Do you like tacos?  And, if so, what do you like to have on your tacos?  Anything unusual? And, will you be having any tacos today?

Off-Topic / Re: Fusion Cash was down
« on: October 04, 2019, 01:11:01 am »Message ID: 1295651
Yesterday, 10/3, Fusion was down for me in the early afternoon.  Actually, this is the second time I have lost Fusion in the last several months.  It either needs better maintenance or someone who knows what they are doing because the other two sites I use have never been down in four years!

Off-Topic / Re: Moving
« on: October 04, 2019, 01:06:44 am »Message ID: 1295650
Daughter's father sold the house and I have to move now.  I have 30 days but kind of stressful as I've lived here 22 years.  Accumulated so much stuff and getting rid of it all is stressing.  Can't wait till it's all over.  At 69, I don't really look forward to moving.

I'm one year older than yourself and know that after living somewhere that long and at that age, this must be a difficult project.  It is hard not only physically but also emotionally. If you have any family or friends or have the money for a professional mover, use your resources.  However, I also know that sorting through all the things you accumulate over so many years can probably only be done by yourself! And then to top it off, to only have 30 days to complete such a task.  I am sorry!

Off-Topic / Re: Door Dash
« on: October 04, 2019, 01:00:56 am »Message ID: 1295649
I think DoorDash was losing drivers.  That's why they decided to create a new pay model.  As the middleman between people buying and paying drivers they weren't able and willing to decrease their own costs so people ordering food have to pay more. 

I delivered one order for DoorDash and my pay was $6.50 so I decided it wasn't really worth it to pay for gas and vehicle maintenance.

My oldest daughter tried registering and delivering a few orders too.  Her rationale was to make a little extra money for the start of school (she has a daughter) and the holidays.  She also decided it wasn't worth the gas and vehicle maintenance costs.  She did it twice, I believe, and hasn't done it again!

Off-Topic / Re: Door Dash
« on: October 04, 2019, 12:57:53 am »Message ID: 1295648
I've never used a delivery service of any kind as I am not about to pay for something that I can get myself. In the summer I don't mnd getting it at all and in the winter it's usually just a minor inconvenience. If I had some kind of emergency or medical condition, I would use it tempoarily, I suppose.

Off-Topic / Re: Which State of the 50 Would You Choose to Live in?
« on: October 03, 2019, 12:54:56 pm »Message ID: 1295529
I guess I would choose to stay in Michgan but I could be persuaded to go to Oregon or back to Hawaii.  I have vacationed in Hawaii multiple times and love it.  However, on my fixed income, I'd probably be in a shack on the beach existing on a coconut per day!

Off-Topic / Re: Have You Traveled Abroad?
« on: October 03, 2019, 12:52:20 pm »Message ID: 1295526
I've gone on 3 different cruise ships in the Caribbean, and traveled through a few European countries.  We were in England, Germany, Holland, Switzerland, France, italy, and Belgium.  There are too many unique things to mention, but what amazed us the most was the Red Light District in Amsterdam.  I had never seen anything like that before or since. lol

I am thinking of accompanying my friend to Holland and Belgium.  Did you take much cash or did you rely on a credit card?  I've heard to be sure and check on international rates that your credit company may charge.  What was your experience?

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