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Topics - JaniceSW

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Off-Topic / Do You Know What A 529 Plan Is?
« on: October 05, 2019, 03:04:54 pm »Message ID: 1295936
Well, don't feel bad if you don't know what a 529 plan is because 2 out of 3 people supposedly haven't a clue either! These accounts allow you to put aside pretax dollars for hgher education expenses like tuition and books.  The money also isn't subject to federal taxes, Plus, 30 states give tax breaks for saving in a 529. Find out more at

Off-Topic / Fall Road Trips
« on: October 05, 2019, 03:00:44 pm »Message ID: 1295935
Better Homes and Gardens magazine states that 62% of fall travelers are planning to take a road trip.  The top reason is to see the beautiful foliage.  I love to take a beautiful day in the fall and meander down country roads trying to get lost and run across a quaint store or orchard.  And did you know there are actually apps to enhance a fall trip?  Well, of course there are! Foliage Leaf Peepr lets you submit pics and report on conditions.  With Leafsnap, you can take a pic of a leaf and the app will ID it and give you all the tree's info.  That is all a bit much for me but a thought someone might enjoy it.

Off-Topic / Parents and Halloween Candy
« on: October 05, 2019, 02:53:28 pm »Message ID: 1295933
Do you know that 44% of parents admit they will eat more candy than their kids on Halloween?  But then, we all need to give in to our urges some of the time.  How about you?  I finally had to make sure I bought the Halloween candy just a day or so before trick-or-treat when my kids were of that age so I wouln't eat a whole bag of one of my favorites!

Off-Topic / The Great Outdoors
« on: October 05, 2019, 02:49:54 pm »Message ID: 1295932
According to Better Homes and Gardens magazine, if you spend a minimum of 2 hours in the great outdoors every week it will boost your health.  Researchers found that people who made it outside to a park, green space, or leafy backyard for 2 hours or more each week were in better shape--physically and mentally--than those who didn't visit nature at all.  I can believe it because after I spend time with nature I generally feel refreshed!

Off-Topic / 10/4:National Taco Day
« on: October 04, 2019, 05:11:26 am »Message ID: 1295658
Yes, here we go!  Another "Day!"  So I guess the questions are:  Do you like tacos?  And, if so, what do you like to have on your tacos?  Anything unusual? And, will you be having any tacos today?

Off-Topic / Have You Traveled Abroad?
« on: October 02, 2019, 11:18:11 am »Message ID: 1295375
Has anyone traveled to Eastern or Western Europe in the last 10 years?  If so, or you know anyone who has, what was the biggest thing that surprised you/them?  What would you have brought or not brought along on the trip that you didn't/did? Literally asking for a friend!!!

Off-Topic / Move or Renovate?
« on: September 06, 2019, 07:59:09 am »Message ID: 1291674
If you were given or won a significant sum of money, let's say around $50,000, would you invest in an entirely new home or would you renovate the one you have?  I have thought about moving or doing some renovation over the last several years and decided to stay where I am and perform some renovations.  So, just wondering which choice you think you might make!

Off-Topic / Bath or Shower
« on: September 01, 2019, 08:58:56 am »Message ID: 1290870
Up until my 20s, I took a bath regularly and liked them.  Somewhere around 30 years of age, I started taking showers for some reason, mostly, I think, because I could have one more easily and quickly.  Now, I think I might take a bath once every two or three years and definitely feel like I need to shower afterward to feel really clean.  However, I know a number of people who couldn't live without a tub, mostly women.  Which do you like the most and why?

Off-Topic / Youngest, Middle, Oldest, or Only
« on: August 07, 2019, 06:48:07 am »Message ID: 1287442
What was your family situation when you were growing up?  Were you an only child?  Or were you the youngest, middle, or oldest one?  How do you think this affected you, if it did at all?  I had one sister who was more than 16 years older so I was raised as an only child most of the time.  My parents were also older so they had the time and money to provide for me.  I actually liked being raised as an only child most of the time since there were many children to play with in our neighborhood.

Offers / 1/2 cent videos
« on: August 04, 2019, 07:02:04 am »Message ID: 1286995
Whatever happened to the 1/2 cent videos?  I liked them as they were usually fairly short and sometimes I could easily rack up 7-8 cents without it taking way too long.  It seems like the ways to earn on FC have really narrowed over the past several years.  I miss the 1/2 cent-ers and would also like to see a search function where you earn a few cents on some days. Do you miss some of the old ways to earn?

Off-Topic / Paying For Clothing
« on: August 04, 2019, 06:53:38 am »Message ID: 1286994
Do you invest more money in a certain type or category of clothing?  Myself, I invest more in shoes, especially the older I am getting.  I need comfort and support for these old feet.  Podiatrists also state that buying supportive shoes when you are young will help forestall big issues with your feet as you age! I also, sometimes, invest in jackets/coats that I really like and can tell will last me a long time.  How about you?

Off-Topic / Manual or Electric/Battery?
« on: August 04, 2019, 06:46:52 am »Message ID: 1286993
Do you use a manual toothbrush or one that is electric/battery operated?  Dentists say that the toothbrushes that can make many more strokes per minute are more effective and that you need to brush your teeth for at least two minutes, I believe.  Which type toothbrush do you use?  Do you think electric/batter is more effective? Do you try to monitor how long you are brushing?

Off-Topic / One of Your Worst Nightmares!
« on: July 05, 2019, 05:32:08 am »Message ID: 1282975
I have to admit that i have a number of nightmarish situations.  I'll share one of mine.  It would be my house catching on fire and having major damage and losing some sentimental things that can never be replaced no matter how good the insurance.  A friend"s adult daughter had one about 6 months ago and not only was the event, itself, a nightmare, but dealing with the aftermath, such as the insurance company, been one.  Not particularly because the insurance didn't want to pay, but due to all the work you need to put in to be fairly reimbursed.  All this was on top of working a job and figuring out where and how to live while rebuilding or relocating!

Off-Topic / Are You an Impulse Buyer?
« on: July 05, 2019, 05:22:58 am »Message ID: 1282971
I used to be a much more frequent impulse buyer.  I have become much more disciplined in the last 10 years or so. Shopping used to be my therapy.  I do have a problem in the remodeled Target here in town because their health and beauty department is awesome.  I have to be careful there.

Off-Topic / Chromebook
« on: July 04, 2019, 06:48:21 am »Message ID: 1282834
I will probably have to get a new laptop soon and am thinking of getting a Chromebook.  My budget will be around $500.  Anybody on the forum have one or know somebody who has one?  I am just looking for a little input.  I am wondering about the pros and cons from actual users or people familiar!

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