Messages

1

Off-Topic / Re: Do you really earn money?

« on: February 02, 2010, 06:24:17 am »Message ID: 136021

I earn checks from inboxdollars.  Just deposited on for $40.46 last week.

Checks from Clixsense.  Deposited one for $10 a few weeks ago.  Almost at my next $10 level for another check.

Mypoints - earned to many giftcards to count.

Snapdollars - received a check from them not to long ago also.
 
MySurvey - points are adding up in account which are converted into $$$.  I plan to cash out in a couple of days.
Many different survey sites that deposit money in my paypal.  Just printed out last months paypal history and had $22.75 put in there from survey companies.

Haven't received anything from Fusioncash, but just started with it last month - so it is adding up in my account.

I am a SAHM always looking for ways to earn extra money to help out the family.

2

Off-Topic / Re: groceries

« on: February 02, 2010, 06:15:42 am »Message ID: 136019

Yes, I use coupons.  My son tells me I am addicted.

When I walk the dogs I always watch the ground for those empty Coke bottles with lids.  On the well traveled street on the way to the little league field it is usually covering up the ditches on side of road. I take them for the codes.  Which I then turn into coupons for free bottles of soda.

I get 2 Sunday papers for the coupons, use online, 2 of my grocery stores I use a lot have "online" coupons loaded to my shoppers discount card when register online at their site and pick which coupons I want.

I try to get a store coupon to match with my mfg coupons because a lot of stores let you double up on one product.

I use my Mypoints rewards to get gift cards to drug stores which I then use to do some of my grocery shopping.  This helps me get free bread, milk, soup, school snacks, etc.  All for free with card and coupons together.

I try save at least 80-90% each time I grocery shop.  Always hit the produce discount shelf.  Apples that are not pretty turn into good applesauce, bananas - make great banana bread, etc.  Last week I got 20lbs of bananas for $0.79, 10lbs of apples for $1.25, 24 cucumbers for $1.17. 

Terry

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Off-Topic / What perks do you all get from work besides Salary?

« on: February 02, 2010, 06:03:36 am »Message ID: 136012

I am a SAHM but my husband works.  He is always fussing about people getting better deals then he does at work.

Every month we get:

His Salary
$700 in Car Allowance (car payment is only $200 so that covers our insurance, maintenance, etc.)
Health Insurance  (company covers 50% of cost)
Match of 25% on 401k
A huge order of Omaha steaks sent to the house on every major holiday from his boss.  (I love those apple tartlets)

I don't think that is a bad deal - but I wouldn't know how to compare it to others.

Just wondering?

4

Off-Topic / Re: How much do you pay for rent/mortgage and in what city/state?

« on: February 02, 2010, 05:58:35 am »Message ID: 136010

My family (Hubby, Son, 2 dogs, and me) live in a 3 bedroom split level house.  We have a 20 year mortgage and pay $2450 a month (Mortgage, Taxes, Homeowners Ins.)  $350 for gas/electric, $50 for water/sewer.

A lot cheaper then when we lived in North Jersey.  We lived in a 2 bedroom cape cod and paid $2750 a month (We sold that house for more than we paid for our new house - which is 900 sq bigger.)

5

Off-Topic / Magic Jack - follow up to my original question

« on: January 29, 2010, 08:56:50 pm »Message ID: 134783

Thank you for all your answers.  Another question - can it be plugged into the back of a cable modem?  It has to be in a computer?  I have a cable phone line now - that breaks up so I don't see a problem there with that.  Same deal I guess has to do with bandwidth or something probably.

The power going out is another thing I am not worried about.  We only have portable home phones (all the phone jacks except one don't work - had the phone company and cable out multiple times to fix - no luck)  I do have Tracfone for emergancy purposes.  My husband is attached to his Iphone that his company pays the bill on - he never uses the house phone.  So it sounds like a good option for us. 

Thank You again for all your answers.

Terry R

6

Off-Topic / Magic Jack

« on: January 27, 2010, 06:38:18 am »Message ID: 133850

Magic Jack.  Do any of you use this?  I am trying to cut back on a lot of bills this year.  I already cut a lot of my cabl channels.  My son is not happy but he will get over it.  Would love to get rid of phone bill.  I have seen the commercials but not sure about it.  I do not know anyone that uses it.

Thanks for any responses.

7

Payments / Re: what do think about the economy?

« on: January 27, 2010, 06:32:56 am »Message ID: 133849

It is hard not to see it effecting your family when your son comes home from school upset that 2 of the kids in his class HAVE to move - then you check what's up and they are being foreclosed on.  It is hard to see all the "for sale" signs in you to log onto Realtor.com, etc to see they are being offered as a SHORTSALE.  Checking the Public Records to find out they paid over $200 for their house and selling it for $150 or less, just to get out of it.

The economy effects everyone different.  I am the kind of person to take advantage of those shortsales and then have rental property to add to my portfolio.  I do everything legally imaginable to make money.

It does make me angry though to see how the people we elected our handling our tax money.  Our country as a whole is drowning and people are really hurting - yet it seems all we can care about is helping other countries, while we just allow our lungs to fill up with water.

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Off-Topic / Re: Spouse ideas on you earning money

« on: November 13, 2009, 07:05:11 am »Message ID: 108966

Thanks for the responses.  I guess he is stuck in a time machine or something.  I know he isn't comfy with hiring "wives and moms" single women he will hire but that is about it.  Probably just a problem I can't fix he has to learn to overcome.  I know when he was in the Marines he did not feel WM's (Women Marines) should be moms or wives also.  I think that is where he had a problem and didn't re-enlist after 4 years.

I just need to learn to be proud of myself and not need his approval.  I am proud of the 3 little checkss I got this week from rebates and PTC sites.  They will go in my sons savings to go towards his college account.  9 more years left to save and the rate of college tuition increases I think every little bit will help.

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Off-Topic / Spouse ideas on you earning money

« on: November 12, 2009, 09:09:13 am »Message ID: 108684

I am a SAHM.  I am always looking for ways to save money and earn money.  My husband gets so mad when people ask me if I can babysit, etc for money.  He has even blew up at people saying he makes a good 6 figure income and NO WIFE OF HIS needs to work for money.  I do PTC sites, sew things that I sell online, etc. 

How can I get my hubby to calm down when people offer me work for pay.  Why does he take such offense.  He is hard to talk to and dare not ask him.

Thanks for any ideas.

Terry

10

Off-Topic / Re: What do you do to save money or make it ?

« on: October 09, 2009, 08:17:10 am »Message ID: 97960

Ways I save money.

1. COUPONS always at grocery store.
2. Rebates
3.  do Mypoints and earn points which I change into gift cards to Walgreens, CVS, BK, Sears.
4. Upromise - great for college savings for son earned over $1500 into his account so far.
5. Fusioncash as well as some PTC sites.
6. Sign up for all my prescriptions websites they send coupons to use toward my copay (asthma meds add up)
7. Sell things on ebay
8.  Hubby travels over 15,000 airline miles a month so we use his club miles forr airline tickets for our vacations.  Don't have to pay airfare for any long distance vacations.
9. Son and I tag along on some of hubbys work trips - use his company paid for hotel room - they pay our meals - and son and I make a vacation of things while hubby goes to work.  New Orleans, Houston, Norfolk, Bahamas were all work trips for hubby vacations for son and I over summer.
10.  Unplug things that use energy when not being used.  Washer, Dryer, Computer, Coffee Maker, etc.  saves about $30 a month.  
11.  Turn off AC or turn down heat in winter when we are away for the day or longer.
13.  Sign up for Petco and Petsmart Birthday program.  Get coupons the month my pups were born for free dog toys.

I could go on - but very long list.

Terry

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Off-Topic / Re: Any one have children here??

« on: October 09, 2009, 08:05:35 am »Message ID: 97957

I have one child who will be 10 in March.  He is named after my husbands father John (who passed away at the age of 26 od cancer) and hubby's step dad Joseph.  So his name is John Joseph.

I saw some nice names on this subject.  What made you choose your child's name.  Were they named after someone in family, etc?

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Off-Topic / My new puppy & DNA testing.

« on: October 08, 2009, 10:31:24 am »Message ID: 97682

I bought a new puppy on Sunday.  The pet store said she was a Ori-pei (Pug / Shar-pei mix).  I thought she was just beautiful.  I took her to the vet yesterday to get her checked out and have some shots, etc.  The vet and everyone in the vet waiting area swore she looked like a Lug (Pug / Jack Russell mix).

Has anyone ever had their dogs DNA tested?  Any recommendations for what company to use?  I don't care what she is - I have fallen in love with her and my puggle is learning to love her also.