Messages

46

Off-Topic / Re: Coronavirus Fatigue

« on: October 21, 2020, 04:38:01 pm »Message ID: 1342777

Double thumbs up Pstovall and thank you for providing a sensible, non-reactive response. I believe it is all about getting along with one another and if not wearing a mask makes people uncomfortable than, by all means, wear a mask. There was a news story yesterday about a young lady that went into a Starbucks with her mask under her chin. When asked to comply with the store's mask wearing policy, the young lady went into a tirade about the state requiring masks, Black lives matter and Trump twenty twenty. After getting her coffee she went out to her car, researched the state mask requirements and felt compelled to come back in to the Starbucks and conduct another temper tantrum related to the state requirement rather than complying with the store policy.

47

Off-Topic / Re: Student Loans

« on: October 21, 2020, 03:51:20 pm »Message ID: 1342775

I worked three to four jobs at any given time during college and walked through the graduation ceremony debt free (I did not get straight A's as a side result). I have saved so that my kids will not have any student loan debt and have been rewarded with two kids that minimized the student loan debt burden by getting scholarships for both sports and academics. I am surprised by all of the kids that come to work at my day job (especially the lawyers) that have well over one hundred and fifty thousand dollars in outstanding student loans. That is a seemingly insurmountable amount of unsecured consumer debt and I can only imagine how it affects their credit score. I had a client that was looking for a house and when I reviewed his credit found that he had over two hundred thousand dollars in credit debt. I asked him why he was getting a house and he said that he would take a second mortgage out after two years of living at the new house, pay off the student loan debt, and than file bankruptcy to write off the second mortgage (ultimately his student loan). Not the route I would go but different strokes.

48

Off-Topic / EBay

« on: October 21, 2020, 03:39:35 pm »Message ID: 1342770

Has anyone sold anything on EBay? I have purchased things before. I have also had someone fraudulently sell something on my account several years ago and I think they still have a two cent balance on my account. I lost a hubcap on one of our cars. Seven months ago I went through the dealer to get a new hubcap and it ended up costing over seventy dollars. Last week I noticed that one of my hub caps is cracked. I discovered that I can get four new hubcaps (cool looking upgrades) from Walmart for about forty dollars. I thought I would list my other three original hubcaps on Ebay which would more than pay for the new hubcaps. I also found a Tiffany sterling silver necklace that I would like to get rid of. I don't think that either of these things can be sold on amazon. Ebay seems like the right venue. Anybody had any luck?

49

Off-Topic / Re: Voting in the upcoming election

« on: October 21, 2020, 07:28:13 am »Message ID: 1342733

My wife and I spent roughly ninety minutes researching candidates for the various positions as well as state government proposals. We will be dropping our ballot off at the police station on Friday Afternoon. Our presidential pick was easy but we were unaware of some of the issues up for vote and did not know many of the supreme court nominees. We managed to agree on all of the votes except one which, after discussing it, realized that one of us did not understand the question or read too much into it. Forty five seconds after discussing our different answers we agreed and moved on. If only politicians could resolve problems that quickly. So many people have become disenchanted with the House/Senate and every other level of politician because they act to childish and are seen as self-serving. I am hoping that we can all move on after this election.

50

Off-Topic / Re: Second batch of smoking gun emails reveal Hunter Biden's dealings with 'disappea

« on: October 21, 2020, 06:17:17 am »Message ID: 1342731

Only one individual has indicated that the results may not be accepted. Complaints have been rising from this individual for several years in the form of complaints about different, unsubstantiated, areas that could cause a loss for him.My wife and I sat down for about ninety minutes last night and filled out our ballots. We knew who we wanted for president but had to research all of the other areas. We disagreed on only one area and that disagreement lasted less than forty five seconds. It would be nice if politicians could handle disagreements in a short and civil manner. The upcoming debate is said to be aimed at the one percent of undecided votes. Each candidate will be given two minutes of uninterrupted reply time with the opponent's microphone turned off so as to minimize the childish debacle tat occurred during the last debate. Than the two opponents may engage in one to one combat. Sad that rules like this must be implemented in order to conduct a debate in a grown up manner.

51

Off-Topic / Re: Second batch of smoking gun emails reveal Hunter Biden's dealings with 'disappea

« on: October 19, 2020, 06:17:24 pm »Message ID: 1342617

Interesting that trump loves the military as the relationship does not appear reciprocal. Marine Corps Gen. James Mattis, Marine Corps Gen. John Kelley, Marine Corps Gen John Allen, Navy Adm Mike Mullen, Air Force Gen Richard Meyers, Army Gen Martin Dempsey, Former Defense Secretary William Perry, Navy Adm William Craven, Navy Adm James Stavridis, Army Gen Raymond Thomas, Air Force Gen Mike Hayden,Former Defense Secretary Ash Carter, Former Defense Secretary Leon Panetta, Former Defense Secretary Chuck Hagen, General Joseph Votel, Defense Secretary Mark Esper, Four Star Army General Collin Powell, to name a few, have all denounced donald trump as inadequate for the position of President.The don called Military hero John McCain a loser and said "I like people who were not captured"....does not seem too much of an I love the Military/America (and McCain was a member of his party).

52

Off-Topic / Re: Second batch of smoking gun emails reveal Hunter Biden's dealings with 'disappea

« on: October 16, 2020, 02:23:01 pm »Message ID: 1342399

There seems to be some confusion: Joe Biden is running for president, not Hunter. Joe biden has not paid off Playboy bunnies and pornstars to stay hidden while campaigning for president. Joe has not used fake bone spurs to avoid going into the military. Joe has not brought up Ivanka's use of personal e-mail to convey white house business. Joe has not lied about Mexico paying for a senseless wall or China paying for tarriffs. Joe's answer to what would happen if not elected: " Well it would say that I am a lousy candidate and I didn't do a good job. I hope that it doesn't say that we are racially ethically, and religiously at odds with one another as it appears the president wants us to be". Spoken like a true candidate...no tirades, finger pointing or fake news.

53

Off-Topic / Re: I've Finished my Taxes today!

« on: October 15, 2020, 05:38:57 pm »Message ID: 1342362

We had all of our paper work into the accountant my March fifteenth and she still filed extensions. We are searching for a new accountant at this time. Ours takes weeks to return calls, charges a lot (which is a write off but we still hate to spend money), and does not seem very sharp with regard to filing on smaller corporations, investments or directing us to points where it makes more sense for my wife and I to file separately. I was set to file separately because my wife makes a lot of money and by filing separately I could still contribute seven thousand dollars a year to a Roth IRA. I also wanted advice on how much money I could put into individual 401K accounts for different business ventures I have. The accountant did not provide the answer until June.

54

Off-Topic / Positive side of 2020?

« on: October 14, 2020, 03:54:43 pm »Message ID: 1342250

I have been working from home, full time since the middle of January. This has allowed me to be uber organized. It has given me time back normally wasted on commutes, work interruptions, showers, clothes choices/cleaning. I have managed to finish off two large projects: I added a four hundred square foot flagstone patio (approximately) and more than doubled the size of my newly expanded waterfall. I have done more things around the house which has made relations with my wife better. I have discovered additional streams of income. I have been reading thirty minutes a day, learning two foreign languages for thirty minutes a day, and working out an hour every day. I have trained my one year old retreiver and felt good enough about it to get him a playmate that I am currently training. I wash my hands(and sanitize more), do not have dishes in my sink or over flowing laundry.

55

Off-Topic / Re: Yum chik -fil- a

« on: October 14, 2020, 03:45:45 pm »Message ID: 1342247

As much as I used to love Chik fil A I stopped eating there about seven years ago because they chose to air political and religious views. Regardless of whether I agree , or disagree, with the views I feel that Corporations and people in the public view should not use the audience created by their art to try and sway people's opinions. Even when people would bring breakfast to work from Chik Fil A I would pass so as, not to create any demand, politely say thank you and recommend two to three other places that were amazing for breakfast items. I never gave my reason nor did I speak ill of the company and/or it's products but gently steered people away from going to that restaurant. My wife and family have heard my reasoning once and I have never mentioned it again.

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Off-Topic / Re: What do you do when you're bored?

« on: October 14, 2020, 03:38:33 pm »Message ID: 1342246

It is so rare that I have more than thirty minutes to myself that I am really never bored. If I have extra time I use it to sleep. I have managed to get my daytime job hours down to between forty five and fifty two hours per week. My night time job can be anywhere from thirty to sixty hours and I am headed into the sixty hour side as people take off for holiday vacations. I have every Friday off for the rest of the year as well as twelve days from my day job leaving five and a hald days of time off to figure out and carry ten days into the new year. My third job has been between twenty five and thirty hours per week but I expect to be hitting that harder with the upcoming days off. My fourth job is a consistent six hours per week, I spend any down time reading and pursuing extra money online with the likes of Fusioncash.

57

Off-Topic / Re: Christmas shopping.

« on: October 14, 2020, 03:32:34 pm »Message ID: 1342245

I started shopping in June and did the bulk of my shopping last night as part of Prime days. I have a few small things that I would like to order within ten days from China which I assume will take six to eight weeks to get to my home but they aren't real make it or break it items. Just things that would be a nice surprise. My son and I are going to make a few items for my daughter and wife that we saw on a few sites and look as if they would not be too hard to duplicate. My wife has asked that we minimize any additional purchases so that we do not go overboard. We have a fairly large group joining us for Thanksgiving and a few family members that will receive their Christmas gifts at that time as they will be unable to make it back for Christmas.

58

Off-Topic / Re: up dat on the working from home.

« on: October 14, 2020, 03:26:25 pm »Message ID: 1342244

I have fully embraced working full time from home. Prior to the Pandemic I was working from home two days a week. Since our company, over 8000 employees, have started working at home we have seen project quality increase by over one hundred and twenty five percent and quantity exceeding one hundred and thirty five percent. Our management was reluctant to pursue the work from home path but these production numbers appear to have them thinking about going fully mobile. People appear to be using their commute time savings to come in/leave work earlier/later. People also seem to be finding a better work balance. We created a competition to post big personal projects that have occurred during CoVid and the photos are amazing. I added a four hundred square foot flagstone patio and made my waterfall considerably bigger (more than double).

59

Off-Topic / Re: When will it all end?

« on: October 14, 2020, 03:19:28 pm »Message ID: 1342243

I don't believe that things will return to normal. I work for a corporation with over eight thousand employees and the numbers associated with working from home show much greater efficiencies. I have friends that work for other large companies and they are seeing the same results. Amazon is crushing numbers as people choose to shop on line rather than risk exposure. Both of these trends lead me to believe that this pandemic will create a more mobile society with less reliance on the corporate brick and mortar environments of old. I have also noticed that people are washing their hands more frequently, pay more attention to direction of their sneezes, and maintain a further distance from other humans. These are, in my eyes, positive steps. More time at home should creat more intact families and less carbon/emission products from commuters. Colorado, sans wild fire smoke, has near crystal clear skies and I am seeing wildlife not seen in years.

60

Off-Topic / Re: How many more posts do you need to reach 30?

« on: October 14, 2020, 03:08:02 pm »Message ID: 1342242

I have twenty seven more to go after this one. I haven't received my posting bonuses from April and May. I decided to move my efforts to a few other income streams that have been a little more timely and ultimately skipped posting in June, July and August. I started losing cash that had been earned so I decided, today, to start posting and hitting surveys a little harder in order to reach a twenty five dollar payout. If I don't receive my April and May posting payments by the time I cash out I will cool my jets for a few months with a zero balance and see if some of the offerings (videos, radio, etc.) come back. This is the first time in ten years that it has taken so long to get a posting bonus oayment, I am thinking that the virus may be hitting Fusion cash as well. Fingers crossed for their, and your, continued success.