Health insurance deductible

[mawhite63]

I got such a shock yesterday. I have to go for some tests at the hospital, and I found out our health insurance changed plans. It's still BCBS but it's a new plan with a huge deductible for thing that aren't standard testing.

I've (thankfully) been healthy so far I'd only been paying the copay for things like doctor's visits, mammogram, etc, but when I found out I needed to have testing, the hospital told me I'd have to pay all $895 of it myself because my deductible was so high. I was really shocked. We get a new insurance card each year so I never even noticed the plan had changed.

Has that ever happened to anyone? I'm really irritated. We already pay so much annually for our health care to be hit with a high deductible was really a shocker. My husband is angry because he never got any notification at all from his employer that the plan was changing.