Credit Check - beware!!

[mamittie]

I opened an accont with fusion yesterday, and have already experienced a problem.  I signed up for the free credit check, no money to be charged to my account for 30 days.  Well lo and behold I checked my account today and there is a charge for 29.95.  I called the credit check company and according to them, it was only free for one month from one of the credit reporting agencies, my report was from all three, therefore I was charged.  They would not reverse the charge, although they did offer a 15.00 credit.  I cancelled, called my bank, and am disputing the charge and asking it be reversed.  I will continue with this site for awhile, but I will do not anything else that requires my credit card information.

[jenniferhoder]

I try and avoid those "free trials" b/c I won't remember to cancel and I would be in your boat; charged for something! Hopefully you can get your money back!

[mawhite63]

I will continue with this site for awhile, but I will do not anything else that requires my credit card information.

Yeah I think most people here follow that guideline. I have a $10.00 Visa gift card that I earned from another survey site, and if I see anything that asks for a credit card that I really would like, then I'll try using that to be on the safe side. So far I haven't seen any credit-card linked offers that have really grabbed me yet, but I like knowing I have that Visa to fall back on if I do.  For the most part, I only do the free offers.

[kingreyam24]

Just stay away from all the free trial stuff. There are plenty of other ways to make money without having to put in your credit card information.

[bostonphil]

I am sorry that this happened to you.    I usually stay with the free offers but I once took an offer that required a credit card.  I did get a good deal.  I know that other members have purchased from the Fusion Cash site and got a good deal plus got credit. I would also open a support ticket with Fusion Cash and see if that helps.   

[skippymcnapper]

Also, be careful with those because it can impact your credit score (very small though) if there are too many inquiries placed on your credit report. They become significant only if there are other issues already lowering your score, such as late payments or very high debt.

[Cuppycake]

I opened an accont with fusion yesterday, and have already experienced a problem.  I signed up for the free credit check, no money to be charged to my account for 30 days.  Well lo and behold I checked my account today and there is a charge for 29.95.  I called the credit check company and according to them, it was only free for one month from one of the credit reporting agencies, my report was from all three, therefore I was charged.  They would not reverse the charge, although they did offer a 15.00 credit.  I cancelled, called my bank, and am disputing the charge and asking it be reversed.  I will continue with this site for awhile, but I will do not anything else that requires my credit card information.

Honestly it sounds like you didn't read the terms before agreeing. You have to always read the terms.

[acarswell]

I never do those free trials because I will never remember to cancel them. I only do the free no cc required ones.  THere are plenty of surveys and offers that do not require a cc at all.  YOu should try those. Im sorry about them taking that money from you

[rbudovec1947]

I opened an accont with fusion yesterday, and have already experienced a problem.  I signed up for the free credit check, no money to be charged to my account for 30 days.  Well lo and behold I checked my account today and there is a charge for 29.95.  I called the credit check company and according to them, it was only free for one month from one of the credit reporting agencies, my report was from all three, therefore I was charged.  They would not reverse the charge, although they did offer a 15.00 credit.  I cancelled, called my bank, and am disputing the charge and asking it be reversed.  I will continue with this site for awhile, but I will do not anything else that requires my credit card information.

Deja vu. I had exactly the same issue with this company. I had signed up for the 30-day free trial and clicked around the site for awhile. Then the $29.95 charge showed up on my CC statement. I called them to find out why and was told the same thing. They only represent one of the three credit reporting agencies. I had innocently requested a credit report from all three, believing I had paid for the privilege with the free trial. Well, apparently not. I asked to speak to a supervisor and was put on hold. The customer service rep then came back on the line, said she had spoken to her supervisor and was authorized to offer me a $15 credit. I said how does that work? I was charged $29.95, not $15.

Now, at this point, I must abide by the rules concerning advertisers posted under the topic:
    
The Rules v3.0 -- You MUST read! UPDATED, particularly rule #2 below

2. Respect our advertisers -- Do not discuss cancellation or post disparaging remarks

All I will say is that I felt the company did not make it clear up front that if you asked for credit reports from all three credit reporting agencies, you would be charged $29.95 and that was not apparent on the site itself either. I felt that the $29.95 charge ought to be reversed as a courtesy due to a misunderstanding. I did find the reports themselves to be extremely interesting and I was happy I had had the chance to see all three. I also thought the company itself to be reputable. Whether it's worth a monthly fee to continue to receive regular updates is a personal choice. I am not advising you one way or the other. That wouldn't be appropriate here. However, I did think that a 30-day free trial should be free by definition. At least the company should make it clear that the free trial is for one credit report only, right? Otherwise, it's just plain misleading.

I'd be interested in hearing how this plays out for you. 

[ULuvCeCe]

I am sorry that this happened to you.    I usually stay with the free offers but I once took an offer that required a credit card.  I did get a good deal.  I know that other members have purchased from the Fusion Cash site and got a good deal plus got credit. I would also open a support ticket with Fusion Cash and see if that helps.   

I am sorry as well. I too sway away from these offers unless it is something I really want in which I case I go through the terms a million times. I hope this works out for you because this really is a great site and I have yet to have something like that happen to me - been a member for 16 months!

[gaylasue]

I try to avoid any offers that requires a payment or canceling after a certain number of days.  I don't have the extra funds to lose by forgetting to cancel the service.

[dwiley11]

when it comes to your credit card don't give it out

[loriecampbell]

I do NOT do anything where you have to order something or get a "free trial". I have been tempted to do the one where you get 4-5 books for $1 and pay S&H though. But, can't take the risk of unexpected money coming out of my account being that I'm unemployed.

Personally, I'm tired of getting into these surveys and them telling you you qualify and after spending 10 min. of entering in personal info and answering what appears to be the actual survey questions, they tell you you don't qualify. Seriously considering just cashing out at $25 dollars and not do anymore of this.

[doctorike]

I had the same experience with, of course, the same results.

[loriecampbell]

Why can I NOT start a new thread? And, what's up these bogus messages on the dailys that appear that you're in a survey only to tell you 10 mins into it that you don't qualify.