cash or debit or credit?

[tigerlilly01]

When you make small purchases at the store which do you use, cash, credit or debit?   I most always use my credit card so I can get points.... I usually get about $100 back every 6 months or so if I use my credit card for all my purchases.

[lvstephanie]

If you are very good about completely paying off your credit cards on-time, then that is probably your best option; like you said, some cards will give bonuses like cash back rewards, miles / points for product vouchers, etc. However, knowing myself, I'm usually not consistent on making my payments on-time. Because of that, I tend to incur late charges and higher interest rates, so the amount that I'd get thru any rewards is usually more than offset by the penalties I end up paying. Thus I usually use my debit card instead; it still has the convenience of a card without having to worry about missing any payments. The only exceptions are using cash at a vending machine and cash at a bar I frequent (it is a cash-only bar).

[dreamyxo]

I am cutting down my usage of credit cards so most likely I use cash or my debit card.  I always purchase gas with a credit car though.

[robin1128]

Mostly cash but do use debit or credit cards some time

[gramev64]

I usually use my debit card as a credit card to get a little cash back (not much), but everything counts now days.

[Adroden2010]

I use my debit card.....

[sdenimandlace1]

Almost always debit card, I never carry more than $5 cash anymore.

[shenellmartin]

Cash. Always. I don't want to deal with all of the fees.

[LAkathi]

Almost always cash. It makes me feel richer and more like an adult if I have a few  dollars in my wallet. AND i cannt over spend.

[Blugamer44]

Cash, you can use cash anywhere pretty much, except online, then i would go debit, not debt (aka. credit Card)

[timvolley]

i use my debit card mostly for small purchases because i have to make 12 purchases a month of to get     4.09% interest

[babyblues913]

CASH WHENEVER POSSIBLE ,

[poppy1]

Debit  all the time. Sometimes I tip with cash on hand.

[cloudsoup]

debit only. i rarely have cash on me anymore and i don't
have any credit cards. we have talked about getting a
credit card through our bank and just using it like we would
a debit card so we can start building good credit. not sure
if we will...

[tjshorty]

I am into the debit card now.  Keeps me from spending to much money.  When I have cash seems like everyone needs to borrow.  They never know how much I have on a card.