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Topic: how much credit card  (Read 4190 times)

potluck6

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how much credit card
« on: April 24, 2012, 02:57:13 pm »
debt do you have i have about 4000.00  between me and my husband i was on a site and they asked that of people about 45% said they had no credit card debt my thought was that was probably the 13yrolds who can be on the site . most people had between 2000-4000. ofcourse you don't have to answer nobodies business  also i have a couple cards with high interest that doesn't help

bigedshult

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Re: how much credit card
« Reply #1 on: April 24, 2012, 03:03:34 pm »
i owe about7000 but not credit card

johnvon23

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Re: how much credit card
« Reply #2 on: April 24, 2012, 06:23:00 pm »
student loans mostly

pjlicari17

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Re: how much credit card
« Reply #3 on: April 24, 2012, 06:49:39 pm »
I have ALWAYS been bad with credit cards until I got married!  Now my wife pays them all off every month (which is sick... but awesome!)  I get a bit of a lecture now and then when I charge to much, but it is great to say that.

 :wave:

alaric99x

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Re: how much credit card
« Reply #4 on: April 24, 2012, 07:05:40 pm »
I don't have any credit card debt, I avoid all kinds of debt.  I use a Discover card because of the cash back bonus.  I usually make at least $50 bonus, but I always pay off the balance each month.

erinelise2

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Re: how much credit card
« Reply #5 on: April 24, 2012, 08:01:37 pm »
Too much, but working on not using them now and paying off what we have.  We had 2 houses to pay for 6 months and that put us in an ugly hole. 

crazyzoo

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Re: how much credit card
« Reply #6 on: April 24, 2012, 08:38:43 pm »
Use to have a credit card paid it off and cancelled  I don't want another one I have went back to the cash system I prefer to have cash on hand if I can't pay cash I don't need it.

mawhite63

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Re: how much credit card
« Reply #7 on: April 25, 2012, 03:39:46 am »
We were fortunate that we never really had credit card debt. We had an Amex that we paid off every month, and we kept one Visa for emergencies like big car repairs or home repairs, but we'd pay that off over 3 or 4 months. We got rid of both of them when we both lost our jobs, but we don't have them anymore. Right now between student loans and the car loan, we've got enough debt.

CHANEYLAKEGIRL

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Re: how much credit card
« Reply #8 on: April 25, 2012, 03:45:23 am »
too much here too. We are really trying to get them paid off.

sommap

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Re: how much credit card
« Reply #9 on: April 25, 2012, 09:58:38 am »
I am waaaaaaaay over 13 years old and have no credit card debt.  I pay off any charges every month. 

batmobile

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Re: how much credit card
« Reply #10 on: April 25, 2012, 10:02:07 am »
I am waaaaaaaay over 13 years old and have no credit card debt.  I pay off any charges every month. 
good for you! i'm so proud... :bootyshake: i am the same way...but after my divorce i missed a couple payments

meguk

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Re: how much credit card
« Reply #11 on: April 25, 2012, 01:40:12 pm »
I'm one of those with no credit card debt. My parents were insistent that credit cards were not to be used unless we had the cash to pay for the item. Guess the lesson stuck.

sdecaro558

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Re: how much credit card
« Reply #12 on: April 25, 2012, 04:12:24 pm »
I have no credit card debt, technically.  I always have a balance each month on my card, but I pay off the statement amount or more as I use it so I'm never charged interest.  People tend to shun them, but as long as you control your spending and don't go nuts with them, using them for everyday expenses earns you money if you get one with no annual fee and a good cash back option.

vickysue

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Re: how much credit card
« Reply #13 on: April 25, 2012, 06:08:01 pm »
The only one i carry a balance on is the one used for emergeny medical and it is almost paid off. Pay your bills before the fun starts and you will be better off. I know it is tough but it beats being in debt.

lucky382001

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Re: how much credit card
« Reply #14 on: April 25, 2012, 06:57:05 pm »
debt do you have i have about 4000.00  between me and my husband i was on a site and they asked that of people about 45% said they had no credit card debt my thought was that was probably the 13yrolds who can be on the site . most people had between 2000-4000. ofcourse you don't have to answer nobodies business  also i have a couple cards with high interest that doesn't help

I stopped using them. But before I did I would have about a grand.

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