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Topic: cash or debit/credit  (Read 5751 times)

sdecaro558

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Re: cash or debit/credit
« Reply #60 on: January 29, 2013, 07:56:47 am »
I avoid using cash if at all possible, and never use debit.  I always pay with my credit card.  In some ways that's dangerous - but I control my spending and pay off the full balance each month.  I get anywhere from 1% to 5% cash back on what I buy depending on what card I use.  Why pay for something and not get cash back?

squirrelgirl44

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Re: cash or debit/credit
« Reply #61 on: January 29, 2013, 07:58:48 am »
I rarely have cash. I use my credit card for just about everything, I don't care if it is $1, I'll still use it. Pay in full every month and I earn lots of miles!

ghunter

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Re: cash or debit/credit
« Reply #62 on: January 29, 2013, 08:12:32 am »
I use cash on almost everything, so I know how much I am spending. 

KaylaHallam

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Re: cash or debit/credit
« Reply #63 on: January 29, 2013, 06:03:11 pm »
In most cases I use my debit card, unless it's a very small purchase, then I will pay with cash.

elysee24

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Re: cash or debit/credit
« Reply #64 on: January 31, 2013, 04:34:26 pm »
Credit card unless certain stores only take cash. Using credit card can help me to get rewards back!!

timvolley

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Re: cash or debit/credit
« Reply #65 on: January 31, 2013, 05:37:07 pm »
i find i use my debit card or credit card because i need to make at least 12 transactions a month to get interest on my bank balance

synesthesia82

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Re: cash or debit/credit
« Reply #66 on: January 31, 2013, 07:42:45 pm »
How about a credit card with rewards when you use it

metsrock69

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Re: cash or debit/credit
« Reply #67 on: February 03, 2013, 11:43:51 am »
How about a credit card with rewards when you use it
That Will Work Too.

davidf938

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Re: cash or debit/credit
« Reply #68 on: February 03, 2013, 11:58:57 am »
It is not safe to carry cash anymore. Plastic is the currency of the day.

jkhanson

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Re: cash or debit/credit
« Reply #69 on: February 03, 2013, 12:08:42 pm »
I use cash and my debit card as much as possible.

For larger purchases I will use a credit card.  I like my cards that pay me rewards for using them.  I usually apply my earned credit right back onto my card but I have also gotten nice gift cards with my reward credits.
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kay7

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Re: cash or debit/credit
« Reply #70 on: February 03, 2013, 12:18:44 pm »
I'm a debit card fan.  We seldom ever have cash on hand, actually.  Thank goodness for online banking to keep track of our balance!  We figure out a daily spending limit and usually stick pretty close to it.


bretay

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Re: cash or debit/credit
« Reply #71 on: February 03, 2013, 01:18:21 pm »
use debit most of the time
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dodgers16

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Re: cash or debit/credit
« Reply #72 on: February 03, 2013, 11:40:55 pm »
   most of the time I will buy anything over $20 online rather then in stores, so I end up using my debit card or even a gift cards more than cash

vicogden

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Re: cash or debit/credit
« Reply #73 on: February 04, 2013, 01:28:33 am »
I use credit cards so I can get either rewards points or cash back.

wildequusheart

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Re: cash or debit/credit
« Reply #74 on: February 05, 2013, 12:51:01 am »
Mostly cards. I got into the habit of using mostly cards because I used to be notoriously bad about dropping cash out of my pockets. Now there are certain places or situations where I can only pay with cash, so I try to save what little cash I carry for those situations. Like it's really frustrating to be out and really thirsty and standing in front of a vending machine, the only place to get a drink, and realize I spent my last couple of bucks at the store where I could have used my card. Yup, done that a few times.

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