Debit Card

[bleyd]

I dont hve a debit card.  Only use credits card that I get rewards for and pay off in full every month.

[jenniferhoder]

Well, my debit card has the visa logo, but i still use it as debit from time to time....

[bretay]

i have a debit but use it as a credit card..bank said it was safer that way

[braggin]

Banks still do offer debit cards and I have one, but I never use it because it does not give me cash back like my credit cards do. There seems to be very little, if any, incentive to actually use one.

[oldbuddy]

Banks still do offer debit cards and I have one, but I never use it because it does not give me cash back like my credit cards do. There seems to be very little, if any, incentive to actually use one.

I feel using my PayPal debit card to move money or spend it is incentive enough for me. Not only that, but they do give me a 1% rebate if I buy stuff with it.

[monnee]

Yes, debit cards are still being used today.

[Penwoir]

I still use a debit card and I don't have bad credit. With a debit card, I like the fact that the money comes out pretty much instantly, which means the money remaining in my account, is all mine! I don't do a balance enquiry and then find out some transactions have not gone through like with writing checks. So therefore I don't spend what I don't have = this means that I have good credit! Also, using a debit card means I don't have to worry about having cash on me all the time.

[dbsaus1]

I still use my debit card, I have for years. I like the convenience of not having to carry a lot of cash.

[sherryinutah]

I use my debit card at least once a month because I receive "points" at my Credit Union when I do.  Other than that I use 0% APR credit cards that offer cash back.  As long as I'm spending I might as well be earning, too. 

 

[mardukblood2009]

My girlfriend uses one. I told her to get a credit card that has points that add up to cash but I have had no luck with that one yet.

[missplaymate618]

I still use my debit card but not as often as I use to.

[hawkeye3210]

I have one, but only use it if I need to use an ATM. I use a credit card for everything. Better perks and the money doesn't come account for at least another month when the payment is due.

[torch71]

I think the remark about bad credit referring to the use of the pre-loaded cards offered by netspend and g-dot???   To have a debit card, must have a checking account?  The pre-loaded cards are for those that have issues obtaining a checking account or credit card.  I would die without my debit card, having actual cash in my pocket a rarity.  Why carry cash when you just pull out your debit??  I'm still not understanding the benefit of the chip placed in the cards now, how does it increase secure transaction???

[Tresbn00]

I am not sure what else people would use.  Bit coin and e-wallets have not been tested long enough, writing checks is a bit archaic and I do not know of anyone that carries cash around. I suppose there is direct bill from your account but that doesn't help out when you are at the grocery store. I pretty much use my debit card for everything. Occasionally I will use my credit card to keep it active, and earn cash back on my purchases, but I do not like leaving a balance on there. I work way too hard to make a penny and I watch every cent going in and out Thanks to all I have learned over the years with Fusion cash. I usually leave all of my plastic at home and take one of my debit cards that is attached to an account that only has one hundred dollars in it so I am not inclined to over spend.

[Cbsteffen]

I have one but only use it for emergency when I need cash immediately. Unfortunately, I don't know how common they are.