This topic is locked, no replies allowed. Inaccurate or out-of-date info may be present.

  • Print

Topic: budget  (Read 478 times)

Azanne07

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 2106 (since 2009)
  • Thanked: 13x
budget
« on: October 03, 2018, 01:43:52 pm »
I have to sit down and make a budget and see if I can really afford everything that I have and see where I can make some cuts.

I don't look forward to this.

metsrock69

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 3709 (since 2012)
  • Thanked: 125x
Re: budget
« Reply #1 on: October 03, 2018, 03:47:28 pm »
This is a very important decision to make and you will do great. it is also easier than you will anticipate . Just think of all the things  you  need like wifi and think of the things to cut down like take out if applicable . I wish you all the luck and keep your head up

vickysue

    US flag
    View Profile
  • Platinum Member
  • *********
  • Posts: 4927 (since 2011)
  • Thanked: 135x
Re: budget
« Reply #2 on: October 03, 2018, 03:56:40 pm »
List every thing that has to be paid like your rent, or house payment and all of your  utility bills and credit cards first, then take out for food, gas and other things that must be  paid, a little for  enjoyment and sock some into savings.

BATISTAGIRL663

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 2841 (since 2012)
  • Thanked: 118x
Re: budget
« Reply #3 on: October 03, 2018, 05:26:27 pm »
My boss taught me years ago how to make a budget and I do it every month I take what I get a month and then take off all my bills and if anything is left I put it in savings or I buy something that is needed for the home it's been really good for me to watch where my money is going and all the silly things I was spending it on

judylucas

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1319 (since 2015)
  • Thanked: 28x
Re: budget
« Reply #4 on: October 03, 2018, 06:44:50 pm »
I have always had a budget  it helps you to know what you spend and what you have left

JaniceSW

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 2445 (since 2014)
  • Thanked: 117x
Re: budget
« Reply #5 on: October 04, 2018, 08:19:07 am »
Make sure you decide what is absolutely necessary versus what is simply an extra and you just want.  Needs and wants are usually different.  They say that when you shop you should ask yourself that when you are truly trying to save money.

santa7

    US flag
    View Profile
  • Hero Member
  • *****
  • Posts: 646 (since 2018)
  • Thanked: 33x
Re: budget
« Reply #6 on: October 04, 2018, 08:29:55 am »
Good advice here.

braggin

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 2641 (since 2013)
  • Thanked: 89x
Re: budget
« Reply #7 on: October 04, 2018, 08:46:36 am »
Yep. I agree with everything said too. Even if you have enough money for extras, it is good to have a budget to make sure you aren't wasting any of it by paying too much for something or paying for something you don't really need.

elvisdo

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1755 (since 2009)
  • Thanked: 25x
Re: budget
« Reply #8 on: October 04, 2018, 10:24:03 am »
I recently had to do this when school started again just to see what we have to work with every month. It's very helpful to do it.

gaylasue

    US flag
    View Profile
  • Platinum Member
  • *********
  • Posts: 5427 (since 2011)
  • Thanked: 147x
Re: budget
« Reply #9 on: October 05, 2018, 07:58:14 am »
I feel so blessed that we have everything paid off so it is much easier to live within our budget.  It was a struggle for years.
Have a wonderful day!

mrsmere

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1609 (since 2016)
  • Thanked: 39x
Re: budget
« Reply #10 on: October 05, 2018, 01:13:25 pm »
It's helpful to have a budget and it's great if you can stick to it.  Try to have an emergency fund for unexpected things that crop up.

teenangel

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1328 (since 2013)
  • Thanked: 22x
Re: budget
« Reply #11 on: October 05, 2018, 01:27:03 pm »
I have always had a budget too. Even though I want to get certain things but I can't. I hate budgeting my money but I have no choice if I want to hav money for the next week or even the month

Segun15

    US flag
    View Profile
  • Hero Member
  • *****
  • Posts: 679 (since 2016)
  • Thanked: 13x
Re: budget
« Reply #12 on: October 05, 2018, 01:34:31 pm »
I hate making a budget. Its a real pain. But these days i have no choice

adriarobi

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1690 (since 2015)
  • Thanked: 53x
Re: budget
« Reply #13 on: October 06, 2018, 04:56:40 am »
I have a very small income, and a very tight budget.

I make sure once or twice a month, that my bank account is balanced with my checkbook. Want to know exactly what I have.

I coupon coordinating with sales, and put aside what I can toward future car repairs, holidays, next year's garden etc.

No wiggle room here.

 :rose:

bretay

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 3431 (since 2010)
  • Thanked: 50x
Re: budget
« Reply #14 on: October 06, 2018, 06:34:23 am »
i completely understand..i keep a monthly budget..cut where i can..except bills..they are no delays on them..
*Image Removed*

  • Print
 

Related Topics

  Subject / Started by Replies Last post
21 Replies
2411 Views
Last post November 20, 2010, 10:47:18 am
by amyrouse
new budget

Started by premar16 in Off-Topic

12 Replies
1087 Views
Last post December 20, 2011, 12:37:27 pm
by premar16
Budget!

Started by hensleyll in Off-Topic

0 Replies
263 Views
Last post April 23, 2012, 08:20:50 am
by hensleyll
budget

Started by Gerianne in Off-Topic

0 Replies
270 Views
Last post February 28, 2014, 07:28:25 am
by Gerianne
budget

Started by Gerianne in Off-Topic

11 Replies
385 Views
Last post July 12, 2016, 11:31:39 am
by cwillard1