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Topic: Debit, Credit, Check, or Cash  (Read 305 times)

JaniceSW

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Debit, Credit, Check, or Cash
« on: March 05, 2019, 08:35:39 am »
When you are shopping in a brick and mortar store, what form of payment do you use most often?  I use my debit card about 95% of the time.  When it is a fairly large purchase, say over $200, I use my credit card.  How about you?  What do you use most frequently?

sdenimandlace1

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Re: Debit, Credit, Check, or Cash
« Reply #1 on: March 05, 2019, 10:27:37 am »
I use my debit card the most.

braggin

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Re: Debit, Credit, Check, or Cash
« Reply #2 on: March 05, 2019, 10:38:34 am »
I use my credit card the most for several reasons. One, it builds your credit to put things on a credit card and then to pay them off. Second, it gets you rewards if you have a rewards credit card. Third, it doesn't use up your hard-earned cash right away, allowing it to accrue interest before you have to pay up. Fourth, it offers you protection in case of a deal gone wrong - you can always appeal to the issuer of the card to help you straighten out problem purchases.

brian8713

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Re: Debit, Credit, Check, or Cash
« Reply #3 on: March 05, 2019, 12:10:40 pm »
I always use my credit card for the rewards. I hate the people that write out a check and hold up the line. Lol

cadence4u

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Re: Debit, Credit, Check, or Cash
« Reply #4 on: March 05, 2019, 12:14:13 pm »
I use cash or checks. On an occasion will us pre-paid cards.

I don't like credit cards!

gaylasue

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Re: Debit, Credit, Check, or Cash
« Reply #5 on: March 05, 2019, 12:58:25 pm »
I use credit cards mostly for rewards.  I pay off the charges as soon as they post to the account so I never pay any interest charges.
Have a wonderful day!

LaTashaS28

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Re: Debit, Credit, Check, or Cash
« Reply #6 on: March 05, 2019, 04:16:30 pm »
I use my debit card and cash the most
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countrygirl12

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Re: Debit, Credit, Check, or Cash
« Reply #7 on: March 05, 2019, 04:47:28 pm »
Depends on the store. The amount of the purchase.

countrygirl12

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Re: Debit, Credit, Check, or Cash
« Reply #8 on: March 05, 2019, 04:48:44 pm »
I always use my credit card for the rewards. I hate the people that write out a check and hold up the line. Lol

You hate them?  That is a little harsh.  I mean it takes like maybe 2 minutes.  Are you really in that big of a hurry?  Go to the self check out.  :D

DEBMZ6

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Re: Debit, Credit, Check, or Cash
« Reply #9 on: March 05, 2019, 05:00:40 pm »
I use my credit card the most so I can get the rewards.

cathy37

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Re: Debit, Credit, Check, or Cash
« Reply #10 on: March 05, 2019, 05:05:49 pm »
I use my debit card most of the time.  Sometimes I use my credit card.  When I purchase gas I always use my credit card because it is a rewards card that lets me take cents off the gas.

PGS28

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Re: Debit, Credit, Check, or Cash
« Reply #11 on: March 06, 2019, 09:04:02 am »
I use my debit card- too much.

PGS28

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Re: Debit, Credit, Check, or Cash
« Reply #12 on: March 06, 2019, 09:05:48 am »
Just a heads up....I was listening to a commercial that offers 1% cash back on spendings up to $3K when used on a certain card.  Compare the fees to the rewards when signing up for reward cards.

vickysue

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Re: Debit, Credit, Check, or Cash
« Reply #13 on: March 06, 2019, 02:21:43 pm »
I use cash for  most small purchases,  debit car sometimes,  checks the rest. the only time I use credit cards is when I order on online. I would rather it already be paid for.

bremer51

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Re: Debit, Credit, Check, or Cash
« Reply #14 on: March 06, 2019, 07:57:45 pm »
I use my debit card for smaller purchases and credit card for larger purchases to earn cash-back points. But pay the balance off each month.   I never seem to have cash in my billfold.

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