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Messages - crisstar

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Off-Topic / Re: Do you suffer any anxiety attacks?
« on: September 04, 2016, 05:06:59 am »Message ID: 1090580
Yes, mildly. I've been searching online for solutions - and there are some from meditation to visualization. The most promising is a book called Dare: The New Way to End Anxiety and Stop Panic Attacks by Barry McDonagh.

His perspective is quite different than most other "teachers/doctors" on anxiety attacks. This book also got an unusually lot of good reviews which made it stand out amongst all the other books on anxiety. It's worth a read. :thumbsup: :thumbsup:

Off-Topic / Re: Pay Pal
« on: September 04, 2016, 04:56:40 am »Message ID: 1090578
I too have used PayPal for many, many years. What I like most is that they have decent customer service that you can actually call and get help when you need it.

Off-Topic / Re: These survey's are disappointing :(
« on: August 07, 2016, 07:04:20 pm »Message ID: 1084573
I don't worry about the ones I don't qualify for - I just do about 30 minutes worth and I'm outta here!

No use in getting frustrated about things you have no control over! :thumbsup:

Off-Topic / Re: Mailing cards
« on: August 07, 2016, 07:01:46 pm »Message ID: 1084572
I mail post cards and letters to let people know that I'm thinking about them. It's so much personal than just sending an email in which they may miss.

Off-Topic / Re: its so
« on: August 07, 2016, 07:00:39 pm »Message ID: 1084571
This summer has been one of the worst for me - and I have AC! :-\

Off-Topic / Re: Do you worry about bad breath?
« on: August 07, 2016, 07:00:01 pm »Message ID: 1084570
 I also buy altoids and gum.   :heart:

Off-Topic / Re: Being punished for being Debit Free!
« on: August 01, 2016, 01:32:27 am »Message ID: 1082926
First of all, you're not being punished for being debt-free.

Being debt-free has nothing to do with being credit worthy - as clearly you've found out.

You can't have it both ways - you can't be debt-free, (which is something that Dave Ramsey guy preaches) and then expect financial institutions to loan you money without a credit history.

When a financial institution loans you money, they are taking the risk that you may not pay not pay them back. To decrease their risk, they must have certain criteria in place and they must see your credit history.

Also, the second part of being debt-free is saving your money so you can pay for everything in cash. Only a small percent of people are able and willing to do this. For everyone else, being able to get credit is the way of life for the majority of people.

Your next move is deciding if you want to establish a credit history so that you're able to get credit when you need it or continue being debt-free and paying for everything in cash.

It's as simple as that.

By the way, not a huge fan of Dave Ramsey. A lot of what he teaches is pure crapola, although I agree that debt-free has its perks but unless you've got a whole lot of money sitting around doing nothing, you will need to establish credit sooner or later.

Credit is good as long as your responsible and don't overextend yourself. :thumbsup:

Off-Topic / Re: Old tv programs
« on: August 01, 2016, 01:16:46 am »Message ID: 1082925
I don't have time to watch much tv, but if I could, I would watch:
All in the Family
Sanford and Son
What's Happening
I Love Lucy
Barney Miller
The Jeffersons
Andy Griffith
Mary Tyler Moore
Kolchak the Night Stalker
The Love Boat
...I could go on! ;)

Off-Topic / Re: looking at new cars
« on: August 01, 2016, 01:10:19 am »Message ID: 1082923
If you buy a new car make sure you do your research on sites like Edmunds and so you know the lowest amount you can negotiate for a car. Never pay sticker price!

Off-Topic / Re: If you could be an Olympic athlete, in what sport would you compete?
« on: August 01, 2016, 01:09:08 am »Message ID: 1082922
I love watching the swimming and track and filed competitions so I would compete in both although I no experience or skill in any of them. :(

Off-Topic / Re: What sport(s) does everyone like ..?
« on: August 01, 2016, 01:01:32 am »Message ID: 1082921
I can watch tennis anytime of the day no matter who's playing. The same goes with basketball. I also like watching volleyball, gymnastics, track and field (Olympics), but not much else.

Off-Topic / Re: do you own a gun
« on: August 01, 2016, 12:59:55 am »Message ID: 1082920
I'm thinking of getting one. The world has become a lot secure and more crazy and there may come a time where I need to defend myself and family.

Off-Topic / Re: Debts
« on: July 29, 2016, 03:57:36 pm »Message ID: 1082274
I'm slowly becoming debt free. I just started You Need a Budget (YNAB). Hopefully this will get more to where I want to be. :thumbsup:

Off-Topic / Re: The Conjuring 2
« on: July 29, 2016, 03:56:25 pm »Message ID: 1082273
I heard that movie was based on a true story - which makes it even more scarier :sad1: :sad1:

I too don't watch those kind of movies anymore. It's too real for me.

Off-Topic / Re: Cat health problems. Advice?
« on: July 29, 2016, 03:52:31 pm »Message ID: 1082272
My sister dog, which I took care of, had arthritis. He had medicine that I had to give her. It wasn't too expensive.

First of all, I would suggest you get a second opinion. Second, I would do some research online and/or talk to a holistic vet to see if there's something in your cat's diet and/or herbal remedies that can help its condition especially the kidney issues.

Lastly, I suggest finding some cat forums online and see what other people have done who have had cats that have had these issues. I think you would get more advice there than here.

Sorry to hear about your cat issues.

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