Do you think they will be around for awhile?
How long anyone thinks they will be around is not useful data, base your decision to participate on your OWN feelings and research and NEVER use money you can't afford to lose.
So why would ANYONE take that kind of risk with any online program? I am retired and 71 years old, why would I even consider putting my money into a CD that pays me 1% a year when I can get 1% a day? No I don't use Genius Funds for my day to day living, it's just for fun and travel. If it did blow up like admin wisely suggested it may, I just don't take as many trips next year. For as long as it lasts, my quality of life is vastly improved and I have the money in the bank to prove it.