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Topic: 6 month emergency fund  (Read 6614 times)

kingozzy

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Re: 6 month emergency fund
« Reply #45 on: October 29, 2013, 06:38:27 am »
I have probably enough to survive money wise for close to that, getting there slowly but surely

InfuseMe1

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Re: 6 month emergency fund
« Reply #46 on: October 29, 2013, 08:30:52 am »
stock up on the canned goods, the good rice, the good oats, the granola bars - and add some sweets for comfort!   :thumbsup:

soloam1

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Re: 6 month emergency fund
« Reply #47 on: October 29, 2013, 11:05:05 am »
I have tried it. Never made it to 6 months but glad i had what i did when i did. I havent been able to build one back up though i think i should. :thumbsup: :thumbsup: :thumbsup:

nmbrown863

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Re: 6 month emergency fund
« Reply #48 on: October 29, 2013, 11:55:40 am »
I put money aside and try not to use it. I am a server so I put some of my tips up each night and it builds up fast.

sherri89101

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Re: 6 month emergency fund
« Reply #49 on: October 29, 2013, 12:36:38 pm »
I'm no where near that!

quietpal

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Re: 6 month emergency fund
« Reply #50 on: October 29, 2013, 12:57:51 pm »
I am currently working on a plan to get our finances back on track. We don't have a six-month (or even greater) emergency fund yet, but with our growing savings, I'm excited for our financial future. Having a plan helps me be in control of the money instead of the money controlling me.
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countrygirl12

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Re: 6 month emergency fund
« Reply #51 on: October 29, 2013, 01:10:30 pm »
lol.  I can't even afford to put back $10 a month.  Let alone have a 6 month emergency fund.  People are living pay check to pay check and most can't afford to do this.

nannycoe1

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Re: 6 month emergency fund
« Reply #52 on: October 29, 2013, 01:17:20 pm »
Everyday is an emergency at my house. I barely pay the bills, much less save anything!

countrygirl12

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Re: 6 month emergency fund
« Reply #53 on: October 29, 2013, 01:33:22 pm »
I'm working on one. I have a hard time saving money in an emergency fund, when I'd rather be saving for a new car or a down payment on a house! But I'm trying to follow Dave Ramsey's steps, so the emergency fund comes first.

The emergency fund comes first?  So you put money in an emergency fund instead of buying food, gas for your car, or fixing your car if it tears up and you have no other way to get to work?  There are a lot of people living pay check to pay check and even though they are working the do not have enough to make it or barely make ends meet.  And they have cut out all the extras.  It's hard to make it on min wage and getting part time hours.  And sites like this only seem to help me once a year or so.  I don't know how people make so much money or enough to cash out every month.

sharonpatri55

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Re: 6 month emergency fund
« Reply #54 on: October 29, 2013, 02:49:29 pm »
Definitely have one. It puts one a good comfort zone. If you set aside just a little each week, it does add up!

hawkeye3210

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Re: 6 month emergency fund
« Reply #55 on: October 29, 2013, 05:30:37 pm »
I'm working on one. I have a hard time saving money in an emergency fund, when I'd rather be saving for a new car or a down payment on a house! But I'm trying to follow Dave Ramsey's steps, so the emergency fund comes first.

The emergency fund comes first?  So you put money in an emergency fund instead of buying food, gas for your car, or fixing your car if it tears up and you have no other way to get to work?  There are a lot of people living pay check to pay check and even though they are working the do not have enough to make it or barely make ends meet.  And they have cut out all the extras.  It's hard to make it on min wage and getting part time hours.  And sites like this only seem to help me once a year or so.  I don't know how people make so much money or enough to cash out every month.

An emergency fund comes first in regards to your savings. You can only save when you have money left over from other expenses.

CHANEYLAKEGIRL

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Re: 6 month emergency fund
« Reply #56 on: October 29, 2013, 05:37:59 pm »
We've got way less than 6 mos., but the FC money goes right to the savings. Every little bit helps.

Kirenisa

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Re: 6 month emergency fund
« Reply #57 on: October 30, 2013, 02:24:11 am »
I know my parents try and do this.. something always seems to come up though for whatever reason.  :BangHead:

donnitab

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Re: 6 month emergency fund
« Reply #58 on: October 30, 2013, 07:43:32 am »
It sounds nice to have but there is no way we could save it up for that. We live week to week unfortunately!

PGS28

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Re: 6 month emergency fund
« Reply #59 on: November 04, 2013, 07:47:00 am »
I know the feeling lol It's like every income tax season a part on the truck needs to be replaced or a major appliance breaks down.

I know my parents try and do this.. something always seems to come up though for whatever reason.  :BangHead:

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