Do you own any credit cards?

[jmc1982]

Of course, i own 4 credit cards which I have in case of emergencies

[mrisha]

I think most people have at least one credit card, it's what you do with it that can get you in trouble.  I use to over do with my cards many years ago, but learned my lessons when I couldn't do other things trying to pay them off.  I made the money, but it went towards bills.

[devideddi]

nope, never have had any

[squirrelgirl44]

I have just one card. I spend about 8 months of the year not using it and then inevitably, back to school time comes and I start using it and then I have to use my taxes to pay it off

[Getinonthis]

I have a few credit cards, but I use them only as extension of my finances to increase my credit. I always try to stay at a minimum while my maximum remains at $250.

[DeliriousKris]

My husband and I both have a credit card in our name, then we have signed up the other as an authorized user on one others accounts.
We got his credit card so he could buy a $2,000 bicycle (he is a cyclist) because the company was having a special where there was no interest for 15 months. After the 15 months is up, he won't use his card much anymore.
I got my credit card because I want to keep my credit score up/active. I use it for promotional points (like 2x points at restaurants) and then pay it off as soon as it shows up on my statement (or shortly thereafter).
If I don't have the money in my bank account to buy it...I don't need to use my credit card for it.

(Though I do feel better knowing that if we had an expensive emergency, we have the credit cards to pay for it, even though I know there will be interest if we don't pay it off soon)

[vickysue]

Yes Hubby and I have credit cards. Hi and mine and 1 ours. They are paid off and only use one if it we have too. which is not often and it is paid off monthly. It feels great not owing on them. Lots of hard work and they were paid. So much of it was his medical.

[LaTashaS28]

No, I don't own any credit cards...but I only use pre paid debit cards which I love

[bigfoot951]

I am yet to meet anyone who doesn't.  I got my first one when I got out of college.  Mainly trying to help build credit and also for emergencies.

[sanglee]

I personally dont, but I think i should, i mean im old enough, but when i buy things from amazon or ebay i use my moms credit cards

[shepherdchik]

I have too many credit cards. 3 from one company and 2 from another. I want to combine them onto 2 cards but the one company won't let me and I just have to call the other and I should be able to figure it out with them. Plus I have 2 dept store type cards

[lmrbean]

Yes, more than one, but I mostly use the one that gives me airline points.

[reiddb]

Yes, one major credit card and then several store cards, ie Kolhs, Sears, etc....

[sharonpatri55]

As hard as it may be to believe, I have no credit cards, never did, and never will. 

[bettey13]

Nope, don't own any credit cards now. Had a few a long time ago, but got into too much trouble, took a long time to get them all paid off.