Retiring

[kingozzy]

I want to retire now and just relax and enjoy life from here on out, but the trouble is ... is that I am 39, I will have to work another 30 years just to have enough to enjoy life.

[oldbuddy]

Everyone needs to pay their dues, but it's worth it. I retired 17 years ago and still love it.

[plennis]

If you don't have enough funds, retirement can be really tough.  So get a plan set up now so that you can enjoy it.

[squirrelgirl44]

Ha, sounds exactly like me. I just turned 39 a few weeks ago and can't believe that I will still have to work for 25 years!!

[bshee58]

Well i'm not exactly retired, i'm disabled.

[adriarobi]

I retired early, went on partial Soc Sec to help my single son raise 4 kids.

Sadly, my son passed away, the kids are with their mom several states away, and I will never be on full soc. sec.

Enjoy your life, work to the future, but enjoy what you have today.

We never know what today or tomorrow holds.

 

[sdenimandlace1]

I retired in Oct 2016 some months are hard.  I love it though and will not go back.

[hkckk5]

I retired and missed working somewhat. So now I have a part time job which seems to satisfy me. Sometimes being fully retired is boring unless you are wealthy and can keep busy.

[catherinedwhite]

I don't expect I'm gonna get to retire at all.

[jgw007]

Good luck retiring that young. Nowadays people find that they have to work well into their 70's....

[Tresbn00]

One of my best friends stayed over this weekend and is on the five year to retirement plan. He figures that he needs three point two million in his account to live a life close to what he is living now. This does not count the equity in his house. He lives in New York and said that they will sell the house and move to a state that is not as absurd with taxes and buy a house that is considerably less expensive. He is currently maxing out his contributions and his company matches six percent of it. He set up a small business in which the majority of that a income goes into a simplified employment pension plan and IRA. They have a condominium in Vermont that they will sell to pay off their son's college. He is forty three.

[alina6]

The good news is that you are 39 and already planning for retirement. Start with 30 years and work backwards, hopefully it will come sooner than you expect.

[haimsterette]

I haven't joined the workforce yet, but I hope that when I do, I don't spend the whole time longing for retirement. I hope I'm able to do something that I enjoy at least somewhat. Working with animals is ideal. 

[lmrbean]

Is it possible you don't like your job and that's why you want to retire so early?  If that's the case, plenty of people have changed careers mid-life.  Check out other careers and opportunities. If you're happy doing what you are doing, it won't seem so much like work, and you will enjoy your day to day life more.

[lhz123]

Three decades more for me and just try to build my 401k so that when the time comes I can finance myself and enough for a food retire life. I saw many old/retired people going back to work because their pensions is not enough and its hard.  So while still young build your retirement fund.