cash or debit/credit

[sdecaro558]

I avoid using cash if at all possible, and never use debit.  I always pay with my credit card.  In some ways that's dangerous - but I control my spending and pay off the full balance each month.  I get anywhere from 1% to 5% cash back on what I buy depending on what card I use.  Why pay for something and not get cash back?

[squirrelgirl44]

I rarely have cash. I use my credit card for just about everything, I don't care if it is $1, I'll still use it. Pay in full every month and I earn lots of miles!

[ghunter]

I use cash on almost everything, so I know how much I am spending. 

[KaylaHallam]

In most cases I use my debit card, unless it's a very small purchase, then I will pay with cash.

[elysee24]

Credit card unless certain stores only take cash. Using credit card can help me to get rewards back!!

[timvolley]

i find i use my debit card or credit card because i need to make at least 12 transactions a month to get interest on my bank balance

[synesthesia82]

How about a credit card with rewards when you use it

[metsrock69]

How about a credit card with rewards when you use it

That Will Work Too.

[davidf938]

It is not safe to carry cash anymore. Plastic is the currency of the day.

[jkhanson]

I use cash and my debit card as much as possible.

For larger purchases I will use a credit card.  I like my cards that pay me rewards for using them.  I usually apply my earned credit right back onto my card but I have also gotten nice gift cards with my reward credits.

[kay7]

I'm a debit card fan.  We seldom ever have cash on hand, actually.  Thank goodness for online banking to keep track of our balance!  We figure out a daily spending limit and usually stick pretty close to it.

[bretay]

use debit most of the time

[dodgers16]

   most of the time I will buy anything over $20 online rather then in stores, so I end up using my debit card or even a gift cards more than cash

[vicogden]

I use credit cards so I can get either rewards points or cash back.

[wildequusheart]

Mostly cards. I got into the habit of using mostly cards because I used to be notoriously bad about dropping cash out of my pockets. Now there are certain places or situations where I can only pay with cash, so I try to save what little cash I carry for those situations. Like it's really frustrating to be out and really thirsty and standing in front of a vending machine, the only place to get a drink, and realize I spent my last couple of bucks at the store where I could have used my card. Yup, done that a few times.