Another paypal question topic

[Graeth]

I don't know if the support forum is only for FC focused questions, so I'm posting this here.
I've heard varying stories and processes on getting a paypal account verified. So I was hoping to just ask amongst the members here about their experiences.

A very dumbed down answer/steps would be appreciated--I'm no financial guru.
The way I want to go is right now I have a credit card linked to my account with some balance in the account itself. My understanding is that if I buy something that costs more than my balance, paypal will draw off the credit card to fill the remaining deficit. And charge me an exorbitant fee for doing so. Yes? No?

Well I want to get their credit/debit/mastercard to get the limits lifted from my account. Are there monthly fees? yearly fees? like a normal credit card? or can I just let it sit there for X amount of time and lie completely inert? And if I use the card in a restaurant per say like a normal credit card, am I charged extra by paypal for doing so? and can I still have it charge the account balance first then use the linked credit card as a back up or am I slammed with fees? Mainly I want to know what the fees are (hidden or otherwise) so I can avoid them. I also heard there are like 3 different types of cards. Which one is best for personal use? Non business like.

Thanks to any and all replies.

[trop8cana]

WISH THAT  COULD HELP YOU BUT I'M NOT REALLY SURE ABOUT THAT. MAYBE YOU SHOULD TRY THE SUPPORT FORUM IF NO ONE ANSWERS. SORRY I COULDN'T HELP

[pigroxie]

Paypal does not charge any fees after being verified, the most you get fee wise is sending money or recieving money which is a very small percentage and you get that if you are verified or not. Paypal is 99.99 percent free and I hope I have helped you out.

[mommie23]

I HAVE A PAY PAL ACCOUNT IN I NEVER BEEN CHARGE TO SEND MONEY TO MY BANK ACCOUNT BUT IF THEY SENDING YOUR MONEY IN A CHECK THEY WILL CHARGE YOU.

[Graeth]

Ow, my ears are ringing....but thank you.