CREDIT OR DEBIT

[aggie49]

i use my debit card more then my credit cards

[Tresbn00]

I have learned my ways and use my credit cards once a month to buy things that I need like gas and one lunch out per month. I have three Credit Cards and do not charge over one hundred dollars between the three. If I need to spend more I use a Card that gives cash back rewards.  I pay them off every month. By using them once a month I keep them alive on my credit report.  Everything else goes on my debit card. I rarely have time away from my computers so when I say everything else there really is nothing else! My family generally spends everything going into our accounts within three days of money being deposited, Hopefully they will learn. I have not had any requests for my Fusion money for awhile...I am thinking that the family has given up on that.

[NicoleFusion]

When they give me the choice on my card I usually say debit.

[rghvac69]

I use my credit card for most transactions and I pay it off every month.

[gsdoss]

I use debit,don't trust credit card

[ghunter]

Neither, I rather cash but for large purchases I use my credit card.

[sabine1991]

I like using my debit card. I do not like credit card

[hawkeye3210]

I only use credit. Don't want to pay sooner than I have to.

[surveypro2016]

I don't have a credit card and only use cash/debit. My father just got a Discover card where he gets 1% cash back on all purchases and I've spent the past month helping him switch ALL of his bills over to the new card so he could get the cash back. He got his Discover card statement this week and freaked because his balance was over $1000 lol I had to explain to him that we paid his bills with it and that's what he normally spends. He did earn over $10 in cash back and they double the cash back for the first year. Not a bad deal!

[elvisdo]

I usually do debit because I know exactly what money is going out but I hear debit isn't the safest way for transactions. I guess if you have the chip now it should be better.

[adriarobi]

I have a debit/credit card.

I usually opt for the credit option.  My credit union has a rewards site. I get credit points for nice gifts.

Works for me   

 

[timvolley]

i use my debit card ofr small purchases and for bigger and gas purchases i use my credit card.

[sdenimandlace1]

I usually use my debit card it pretty easy, trying to stay away from credit.

[madeara]

I am the opposite.  I use my credit cards more than my debit card.

[catherinedwhite]

I didnt even have a debit card until my primary bank basically forced me to get one. They started charging a service fee unless you used a debit 5 times a month or kept an unreasonably high balance. Now I use it the debit more than credit.