do you use credit cards

[aggie49]

i use them but not a lot i use my debit card more that way i know i don't go over  limit i set  my mom always thought me if you can not py for it then you don not need it

[Nancy5]

I'm like you Aggie, I do use credit cards, but mostly I use my debit card.

[lhz123]

We credit cards if its more expensive and buying like an online air ticket but always we used debit card.

[rghvac69]

I have one credit card and I pay off the balance every month.

[pkrahmer]

I do use credit cards since I do many things online but i am always sure to pay the balance in full 

[kimber62372]

Yes, it's a sade time when I have to actually live off of them to survive! Hopefully things will get better after the elections!

[braggin]

Yes, I use one credit card for almost all of my transactions but pay it off in full every month. I haven't used my debit card in years. I like credit cards because you can always dispute a charge if something is wrong with it and because it gives you a printed record of what you spend every month which is good for budgeting.

[quietpal]

Nope, I just use my debit card. It's easier for me. I don't think I'll use a credit card again.

[nguzman1]

I use credit cards but I have to reduce there amount.

[natashaspy]

I have one credit card...and it's more than I really wanted but figured I need one for emergencies. Usually I just use cash or my debit card though

[JaniceSW]

I have several major credit cards and I use them on and off according to need (usually the amount of the purchase).  I don't always pay off the balance every month because I wouldn't have used them if I could do that.  There are just things that you need at times and they are beyond the budget.  Sometimes it takes as long as 9-10 months to pay a card off but I always do.  However my debit card gets used much more than any credit card.

[Tifa42]

Nope

[lguzman1]

Yes I do. I try not to use them as much though.

[jkhanson]

Yes, I use credit cards.  I especially enjoy it when the cash back offer helps me with my ebay business.  Currently, I earn 5% cash back on my Discover card.

[darkxtsuna]

I have 4 cards I only use the one that has the most % cash back.