Are you a saver or a spender?

[camellia0]

I am becoming a saver now. I try not to keep extra cash in the house.

[Nancy5]

Honestly, I’m a spender.  My husband is more of a saver, which has caused some problems, but we work through them.

[bretay]

a little of both i guess..more of a saver

[dwggs]

I'm a saver.   When I see something I really really want, I save up my PTC money until I can get it.  My hubby is a spender .. money grows on trees.  I call him the spoiled little rich kid.  He got the spending thing from his mom.

[sak4kat]

A little bit of both.  More of a saver though.  I make sure bills are paid.  Then I save.  I save so I can later spend - or in the event of an emergency I don't have to borrow.  Dave Ramseys financial peace on youtube has taught me a ton - self discipline was the easy part as I've leaved the beans and rice rice and beans way for years.... It was the  generating enough income that was a struggle for a while.

[ccandpam]

I'm a little of both as well. I know that my bills come first and what is left over I will save or if there is something that I have been wanting for a while and I have enough money, then I will buy it.

[teresa3200]

I'm both, I try to put away a percentage of all of our income, but it keeps coming back out because I find something I can't live without.

[bshee58]

I am a very much of a saver, I don't spend as much as some people, I'm cheap, but cautious on what to spend money on, if I don't need it, then I won't get it.

[articx]

I am a saver. Maybe I'm a little bit of a spender too.

[jkhanson]

I am not much of a spender.  I really don't like shopping.  Or maybe it is I don't like spending money.  Either way, I spend as little as possible.

[elvisdo]

I try to be a saver as best as I can.

[JaniceSW]

When I was much younger I was definitely more of a spender because I really enjoyed shopping.  However, I rarely went overboard.  Somewhere around the ages of 45-50, I became a saver.  I think I was looking forward and decided it was time to get some money in savings and investments.  Well, thank goodness I did because I would be in real trouble now.  And it's not that I saved nearly enough!

[ghunter]

I am a saver, and I am trying to get my husband to become a saver

[teenangel]

i am a spender

[vg7405]

I am a little of both. With the New Year, however, I am trying desperately to tip the scales in favor being an ardent saver.