New Year and Off to Bad Start

[dsosnowski06]

Received a phone call from my bank today asking if I was making transactions in Wyoming with my debit card.  Of course my heart sank and thought OH No not again.  Sure enough someone was using my debit card number to get cash out the ATMs and make purchases.  I had not used my debit card since before Christmas so not even sure how it could have happened.  I learned the last time not to pay for gas at the pump so I don't think it was that.  Just had all the direct deposits go thru on the 1st  and bills pending to be released on the 2nd.  The bank had to put a hold on all 4  of our accounts and cancel my debit card.  All the bill payments had to be cancelled also and anything that had not cleared before the call would be rejected.  New accounts being activated and debit card issued but properly will not be completed until Monday due to the holiday.  Thankfully the bank caught this as I did not receive any alerts on my phone when this was going on.  They rejected some of the purchases but the ATM transactions (made at the same bank that I use) went thru and have to fill out paperwork to get my money back which could take up to 45 days.  I check my accounts everyday but guess things can still happen.   

[BATISTAGIRL663]

Wow that would scare the crap out of me I hope everything works out

[ktheodos]

That is always so annoying when it happens...I'm glad you found out about it....

[betlynjua]

Oh that is awful.  I'm glad for your sake that the bank did catch this.  Even so, it is such an aggravation to have to go through all of the hassle of canceling cards, bill payments and whatever else is necessary. 

I hope your financial woes calm down for you very soon.  There are enough things to do in life; restructuring your bank accounts because of some greedy thief should never be one of them.  Unfortunately we live in critical times where these things do happen. 

[PGS28]

I'm so sorry to hear that!!!! I know what it's like to be taken advantage of financially and it's a horrible feeling.

[PGS28]

I'm glad the bank caught it early too.  I've started changing my pin periodically.

[bremer51]

That is not a very promising start to the new year. But you will prevail.  Like you, I check my account almost every day.

[ccandpam]

I am sorry to hear that too. I am glad your Bank caught it.Your Year will get better. Just watch and see.

[ghunter]

At least you can get your money back, but I know it is very annoying.

[Nancy5]

I'm so sorry that happened to you.  At least you will.get your money back.  I hope they catch the person.

[PGS28]

Change your mindset to think this is just a bad thing that happened; it doesn't mean the whole year will be bad.

[pkrahmer]

Thankfully the bank caught it!i know is is a pain but hopefully things will get better.
have a great rest of the year!

[mardukblood2009]

That happended to me one with my credit card company. I am just so happy that they caught that they was wrong doing with my card.

[gaylasue]

That's one reason that I very seldom use my debit card.  I don't want thieves to have access to my bank account.  I use my credit card to pay for just about all purchases and then pay off the card as soon as the charges hit the account.  I'm starting to get a nice little nest egg in my card rewards, too.

[NRAJOE]

I pay cash as much as I can....