This topic is locked, no replies allowed. Inaccurate or out-of-date info may be present.

  • Print

Topic: Question About Credit Card Offers  (Read 694 times)

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Question About Credit Card Offers
« on: April 22, 2011, 04:32:35 pm »
Currently I only participate in free offers. I am too chicken to enter any credit card information over the internet, I am really iffy about it and scared of identity theft. Would it be wise to put money on a prepaid card, that way if the information did get stolen there would only be a limited amount of money on the card. I could load it with FC money, then use that money to make more money. Any opinions?


mandyydanndyy

    US flag
    View Profile
  • Jr. Member
  • **
  • Posts: 79 (since 2011)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #1 on: April 25, 2011, 02:43:48 am »
Currently I only participate in free offers. I am too chicken to enter any credit card information over the internet, I am really iffy about it and scared of identity theft. Would it be wise to put money on a prepaid card, that way if the information did get stolen there would only be a limited amount of money on the card. I could load it with FC money, then use that money to make more money. Any opinions?

Actually if you have a paypal account, you can sign up for a free virtual credit card or disposable pre-paid cards

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #2 on: April 26, 2011, 01:25:34 pm »
Currently I only participate in free offers. I am too chicken to enter any credit card information over the internet, I am really iffy about it and scared of identity theft. Would it be wise to put money on a prepaid card, that way if the information did get stolen there would only be a limited amount of money on the card. I could load it with FC money, then use that money to make more money. Any opinions?

Actually if you have a paypal account, you can sign up for a free virtual credit card or disposable pre-paid cards

pre-paid cards would limit the risk to the amount on the card right?

mandyydanndyy

    US flag
    View Profile
  • Jr. Member
  • **
  • Posts: 79 (since 2011)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #3 on: April 26, 2011, 01:54:06 pm »
Currently I only participate in free offers. I am too chicken to enter any credit card information over the internet, I am really iffy about it and scared of identity theft. Would it be wise to put money on a prepaid card, that way if the information did get stolen there would only be a limited amount of money on the card. I could load it with FC money, then use that money to make more money. Any opinions?

Actually if you have a paypal account, you can sign up for a free virtual credit card or disposable pre-paid cards

pre-paid cards would limit the risk to the amount on the card right?

At my old job I got paid with a pre-paid visa and it never had a limit
but even paypal has limits if you don't have an upgraded account

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #4 on: April 26, 2011, 05:01:36 pm »
well i mean lets say i put $25 on a card, and let's say i sign up for a $12 offer...if the offer did turn out to be a bad one where they were trying to take my money the most they could take would be $25 right and they wouldnt be able to cause an overdraft or anything

mandyydanndyy

    US flag
    View Profile
  • Jr. Member
  • **
  • Posts: 79 (since 2011)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #5 on: April 26, 2011, 06:59:31 pm »
well i mean lets say i put $25 on a card, and let's say i sign up for a $12 offer...if the offer did turn out to be a bad one where they were trying to take my money the most they could take would be $25 right and they wouldnt be able to cause an overdraft or anything

Yeah exactly because they wouldnt have your actual bank account

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #6 on: April 26, 2011, 11:48:25 pm »
well i mean lets say i put $25 on a card, and let's say i sign up for a $12 offer...if the offer did turn out to be a bad one where they were trying to take my money the most they could take would be $25 right and they wouldnt be able to cause an overdraft or anything

Yeah exactly because they wouldnt have your actual bank account

hmm i might have to try that then :)

oonamas

    US flag
    View Profile
  • Hero Member
  • *****
  • Posts: 633 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #7 on: April 28, 2011, 12:44:27 pm »
I know people worry a lot about using credit cards online, but as an avid internet shopper I'd have to say I don't think you should worry too much. And if there are ever fraudulent charges on your account, disputing them is pretty painless with most credit card companies.

ttoland8908

    US flag
    View Profile
  • Newbie
  • *
  • Posts: 46 (since 2011)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #8 on: April 28, 2011, 09:23:58 pm »
Anyone got anything about the free credit report things? Are they actually free and legit i know you are entitled to free credit check every year but idk if these sites take your money somehow for it? anybody do it before?

LenoraMinogue

    US flag
    View Profile
  • Silver Member
  • *******
  • Posts: 1286 (since 2011)
  • Thanked: 14x
Re: Question About Credit Card Offers
« Reply #9 on: April 30, 2011, 09:08:35 am »
I don't really feel comfortable signing up for the credit card offers under any circumstances. It just makes me nervous.

DarkMistress

    US flag
    View Profile
  • Jr. Member
  • **
  • Posts: 59 (since 2011)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #10 on: April 30, 2011, 09:57:55 am »
If you really want to do the pre-paid card, then honestly why not make money of it, FC has offers for them here. I think it is "Account Now", which by the way I did on here, and I even use the card. I am sure the "Account Now" offer is still on here too. I ONLY use pre-paid cards online. They are really great. One bit of advice for you though, is read all the charges and fees, be sure you want what ever one you are looking at. They all usually charge a monthly fee, which can be between $2-$9 a month. Some of them charge activation fees too. But yes if you get a prepaid card, then it is not like you have tons of money balance, for anyone to rip you off. Also I have found that the pre-paid card people work with you a lot more, than the actual credit card people when it comes to someone trying to charge you something you don't want to pay for. Oh also for anyone interested in them, and lets say you have bad credit or can't get a bank account, and etc... now a days, most pre-paid cards DO give you routing and account numbers, so you can also use the account as a checking account. Pay bills online as if you were using a checking account, even set up direct deposit to have your pay checks, or money put right onto your card and etc.... Oh also watch out for charges to like call them, or check balance and etc... some cards will charge you for these things. Like charge you per call to them, or per min, or charge you if you call to get a balance.

The one card/company I like the most, is one called GreenDot, the url is MyGreenDot.com or GreenDot.com anyway they do not charge you to call the, and their monthly fee is like $5, plus if you use ATM's in their network there is no ATM fee to withdraw money off the card. All their others fee's are low, if any, and their people have always been great, helpful, and etc...
I Am Who I Am, If You Don't Like Who That Is, Then Go Away, Because I Will Still Be Who I Am Regardless Of What You Think Or Say.

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #11 on: May 02, 2011, 05:10:13 pm »
I know people worry a lot about using credit cards online, but as an avid internet shopper I'd have to say I don't think you should worry too much. And if there are ever fraudulent charges on your account, disputing them is pretty painless with most credit card companies.

well i use a debit card not a credit card so they would get access to my entire checking account if they were to get the info, which is why i have yet to use the card online

SurveyMack10

    US flag
    View Profile
  • Silver Member
  • *******
  • Mackenzie
  • Posts: 1268 (since 2010)
  • Thanked: 0x
Re: Question About Credit Card Offers
« Reply #12 on: May 02, 2011, 05:10:42 pm »
If you really want to do the pre-paid card, then honestly why not make money of it, FC has offers for them here. I think it is "Account Now", which by the way I did on here, and I even use the card. I am sure the "Account Now" offer is still on here too. I ONLY use pre-paid cards online. They are really great. One bit of advice for you though, is read all the charges and fees, be sure you want what ever one you are looking at. They all usually charge a monthly fee, which can be between $2-$9 a month. Some of them charge activation fees too. But yes if you get a prepaid card, then it is not like you have tons of money balance, for anyone to rip you off. Also I have found that the pre-paid card people work with you a lot more, than the actual credit card people when it comes to someone trying to charge you something you don't want to pay for. Oh also for anyone interested in them, and lets say you have bad credit or can't get a bank account, and etc... now a days, most pre-paid cards DO give you routing and account numbers, so you can also use the account as a checking account. Pay bills online as if you were using a checking account, even set up direct deposit to have your pay checks, or money put right onto your card and etc.... Oh also watch out for charges to like call them, or check balance and etc... some cards will charge you for these things. Like charge you per call to them, or per min, or charge you if you call to get a balance.

The one card/company I like the most, is one called GreenDot, the url is MyGreenDot.com or GreenDot.com anyway they do not charge you to call the, and their monthly fee is like $5, plus if you use ATM's in their network there is no ATM fee to withdraw money off the card. All their others fee's are low, if any, and their people have always been great, helpful, and etc...

Ah that's a great idea!!

  • Print
 

Related Topics

  Subject / Started by Replies Last post
3 Replies
1644 Views
Last post October 19, 2007, 07:50:53 pm
by Madd4Money
1 Replies
944 Views
Last post February 14, 2009, 01:55:56 am
by shabaholicks
12 Replies
1282 Views
Last post June 08, 2010, 12:06:16 pm
by jdunny33
8 Replies
940 Views
Last post February 01, 2010, 05:43:13 pm
by etherrm0243
5 Replies
704 Views
Last post May 02, 2010, 04:21:51 pm
by florezitta10