Messages

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Off-Topic / Re: What's your favorite shopping sites?

« on: October 28, 2020, 10:10:03 am »Message ID: 1343373

Amazon is awesome and allowed us to do over ninety percent of our Holiday shopping. Amazon  has been more expensive for a lot of things that we have ordered but if I factor the time and gas needed to go to the mall, deal with the crowds/find parking, take the chance that they will not have what I want in stock, and the potential exposure to covid, Amazon makes much more sense.  I am still getting ideas for each family member and hitting up individual sites. I ordered off of AliBaba two weeks ago and got my merchandise within a week which was awesome (I thought it would take at least six weeks). I have ordered from an online champagne store and a Swedish purse manufacturer as well. I had used Wish.com a few times last year for small items but ended up having a fraudulent charge show up on my credit card and have since then stopped using them.

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Payments / Re: Payments

« on: October 28, 2020, 10:00:29 am »Message ID: 1343372

Woohoo, yippee and way to go! Thanks for the motivation and inspiration. I have not been in the money for awhile and am still waiting on forum posting bonuses from June and July but started up posting again this month as I had a moment to breath in between jobs. I have also started doing the Tap Researches which, in turn has allowed me to start getting the fifteen cent daily click bonus. I may do a few surveys, pump my balance up to thirty dollars by the end of November and cash out at that time. I figure my payout will hit in January which will allow me to start 2021 off in a better fashion than 2020 has been. It is odd that Fusion Cash has taken so long to pay for posting bonuses-longest wait in over ten years. I hope everything is okay in fusion land.

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Off-Topic / Re: are you going to have a Pumpkin

« on: October 27, 2020, 04:00:05 pm »Message ID: 1343314

We have a pumpkin for each family member big enough to carve but, sadly, this will be the year that the kids are too busy to partake in carving and/or roasting the seeds. I may just carve one on Sunday evening for old time sake (over a glass or two of wine). Our county is not allowing trick or treating and the weather looks as if it may be agreeable for the first time in five or so years. I guess we will just have to have a party with our puppies (thirteen month old and five month old), watch some scary movies (the younger pup watches the screen), and relax. So hard to imagine not making all kinds of plans and I guess I should be excited about not spending money on costumes, candy and alcohol for the parents that are chaperoning their little ones.

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Off-Topic / Re: Voting

« on: October 27, 2020, 03:42:27 pm »Message ID: 1343306

I spent an evening working with my wife, discussing the different issues,filled out the forms, double checked everything, and delivered them to the closest local ballot box by our city police department. Not too worried about someone starting a ballot box fire at that location. Going to a ballot box was so much easier than standing in horrendous lines on election day. Our state, Colorado, has made it as easy as possible to cast a vote. Really glad that the options were expanded in the face of the pandemic. I would have voted, no matter what, but going in person would have cost me time away from work and potentially exposed me/loved ones to sickness. I shudder to think about trying to vote in Texas, Pennsylvania or any of the other states that began reducing ballot boxes and mail boxes.

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Off-Topic / New Hampshire Union Leader

« on: October 26, 2020, 08:30:12 am »Message ID: 1343183

One of the most prominent, Conservative, Republican newspapers has endorsed a democratic candidate for the first time in one hundred years. According to Fox News (surprisingly) the newspaper has endorsed Joe Biden. The newspaper criticized trump for the three trillion dollars created before CoVid hit, indicated that he lacks the skill set for a second term, and stated "Joe Biden may not be the president we want, but in 2020, he is the president we desperately need. He will be a president to bring people together and right the ship of the state"..." Sadly, president trump has proven himself to be the antithesis of thoughtful and pragmatic; he has failed to earn a second term". Biden was described as a "caring, compaaaionate and professional public servant".

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Off-Topic / Re: Do you use cash much anymore?

« on: October 26, 2020, 07:04:29 am »Message ID: 1343178

I use cash when buying gold or rare coins. My wife and I usually keep cash on hand in case we are in a position that requires a tip/gift like restaurants, valet, Uber and homeless people. Everyone likes getting cash on the side and get taxed so heavily on credit card tips. Even thought servers are, supposedly, only required to report eight percent of their sales, one hundred percent of their credit card tips are reported and often times they are unable to pay the taxes on those because their wages are much lower. Uber drivers have expressed near undying gratitude for cash tips even though most of their fare is consumed by mileage expens (and approximately thirty percent is kept by Uber). Homeless people can always use a buck and I include a snack as well (protein bar, nuts, dried fruit, beef jerky-whatever I have available).

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Off-Topic / Re: Classic movies or newer movies?

« on: October 26, 2020, 06:52:45 am »Message ID: 1343176

I generally like the older movies better. I have been watching more movies since CoVid reared it's ugly head. I watched, and thoroughly enjoyed, "Catch me if you can" with Leonardo Di Caprio and a cast that included quite a few stars. I got home late, last night and caught the last thirty minutes of Django (I had seen it before) with my wife and son. We started watching Inglourious Basterds (movie spelling-not mine) and I thought it was good but needed to get to bed by twelve thirty because I had a five AM meeting this morning. I want to watch Borat 2, my kids said it was really funny and shocking. I am even more interested after the White House/Giuliani have given it so much free advertising. I also want to rewatch some old Bogart movies.

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Off-Topic / Re: Presidential debate

« on: October 23, 2020, 11:34:54 am »Message ID: 1342905

I was so....mature! Glad that the moderators were able to real one of the candidates in with something as easy as muting the microphones. Kristen Welker did a wonderful job of baby sitting two seventy plus candidates even in the face of trump's early attacks calling her terrible and unfair (this was her first time as a moderator) and faulted her for her parent's contributions to the democratic party. I think that both sides won. Biden appealed to families by stating that this election was bout the American families, not Biden's and not trump's in the face of Trump's continued attacks on Biden's once wayward son Hunter and Biden's non-attacks on the easy to attack trump clan; trump appealed to his main demographiic-white voter's without a college degree.

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Off-Topic / Re: Presidential debate

« on: October 22, 2020, 01:54:46 pm »Message ID: 1342823

Ding Ding! Part two is this evening! Thank heaven there will be more control in place. Hard to believe that one bad apple has lead to silenced microphones but I am all for two minutes of hearing what each candidate has to say in response to proffered questions. Such childish antics in the first debate...I would have cancelled tonight's debate if I had been subject to the constant interruptions. Six areas of debate. I. Fighting CoVid: I would not have downplayed the severity nor would I have spent any time on the golf course. II.American family assistance: I would have made it available to all families (poorest families do not qualify) and my tax cuts would not have aided the uber rich III. Race in America: I would not have hesitated in disavowing hate groups (or told them to stand by) IV, Climate Change: I would listen to my scientific advisors.instead of firing them whenever they did not agree with me and hiring people with no experience V. National Security I would not have chummed u with North Korea (Iran and NK have now been able to build up their nucear fire power) VI. Leadership: I would not have alienated our allies

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Off-Topic / Re: I've Finished my Taxes today!

« on: October 22, 2020, 01:39:16 pm »Message ID: 1342820

Thank you for filing taxes. I was surprised to find out that an elected official has paid a total of less than eight hundred dollars for income taxes (to the United States) in the last fifteen years. However, this same elected official has paid more than one hundred and eighty eight thousand dollars to the Chinese Government between 2013 and 2015 with a secret Chinese bank account. My daughter had to wait eleven months to get government clearance for a job that she is working at and has: never paid money to ex-lover's to remain silent during an election, never bankrupted any corporations, had a Chinese and Singapore bank account (neither of which  had a balance greater than one hundred dollars), always told the truth.Not sure why a candidate's son is being attacked when the elected official lives in the dark.

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Off-Topic / Re: Where do you see yourself in five years?

« on: October 21, 2020, 06:14:38 pm »Message ID: 1342785

That question still catches people off guard in interviews that I have attended. I would think that people would be prepared for mundane questions like the five year future and the 'ten purposes this pen can provide'. Allowing open ended questions like these are good for determining if the person can think outside of the box and if they are serious about a career with the company that I am a part of. Hesitation or discomfort puts the thought that they may be using me to gain experience/training needed to go to other companies. I am forever looking at my daily, weekly, quarterly, annual, five year, ten year and 13 year future (when I plan on retiring). Every move in my life is well thought out ahead of time and is primarily focused on providing a great life for my family. I do not plan on leaving my day job and am constantly looking for additional income streams that do not interfere with my primary income source.

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Off-Topic / Re: Hello everyone.

« on: October 21, 2020, 05:57:49 pm »Message ID: 1342783

So sorry to hear about your luck. I hope that your dog is doing better. Like old buddy said, Fusion cash is still alive, well and churning out cash for the diligent and focused! I have been here for over ten years and have been persistent and patient for a large portion of that time. I have invested every cent made and about six or seven years ago the dividend and interest income from my fusioncash reward investments surpassed the amount I was making from completing tasks. I have continued to benefit from every cent made as well as obtained better typing skills, learned new perspectives, learned how to not only make money/save money but have come to appreciate the value of every single penny in my holdings. I wish you the best of luck getting back on your feet!

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Off-Topic / Re: Are we still on for trick or treating?

« on: October 21, 2020, 04:55:37 pm »Message ID: 1342778

Our county has stated that trick or treating is not allowed due to the CoVid pandemic. We will not be answering our door out of respect for the county's wishes. We have been invited to go out to dinner with some friends but my, instead, opt to sat home, make a nice dinner, and have a bottle of wine in front of the fireplace. The temperature is supposed to drop over fifty degree this Saturday, snow expected on Sunday and the ten day forecast does not look to be getting better in the daily lead up to Halloween. The last several years have had bad weather and the trick or treating population seems to have diminished to less than thirty visitors. The adults still get out with their kids and we like to provide warm drinks and cocktails to help them through the night.

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Off-Topic / Re: Coronavirus Fatigue

« on: October 21, 2020, 04:38:01 pm »Message ID: 1342777

Double thumbs up Pstovall and thank you for providing a sensible, non-reactive response. I believe it is all about getting along with one another and if not wearing a mask makes people uncomfortable than, by all means, wear a mask. There was a news story yesterday about a young lady that went into a Starbucks with her mask under her chin. When asked to comply with the store's mask wearing policy, the young lady went into a tirade about the state requiring masks, Black lives matter and Trump twenty twenty. After getting her coffee she went out to her car, researched the state mask requirements and felt compelled to come back in to the Starbucks and conduct another temper tantrum related to the state requirement rather than complying with the store policy.

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Off-Topic / Re: Student Loans

« on: October 21, 2020, 03:51:20 pm »Message ID: 1342775

I worked three to four jobs at any given time during college and walked through the graduation ceremony debt free (I did not get straight A's as a side result). I have saved so that my kids will not have any student loan debt and have been rewarded with two kids that minimized the student loan debt burden by getting scholarships for both sports and academics. I am surprised by all of the kids that come to work at my day job (especially the lawyers) that have well over one hundred and fifty thousand dollars in outstanding student loans. That is a seemingly insurmountable amount of unsecured consumer debt and I can only imagine how it affects their credit score. I had a client that was looking for a house and when I reviewed his credit found that he had over two hundred thousand dollars in credit debt. I asked him why he was getting a house and he said that he would take a second mortgage out after two years of living at the new house, pay off the student loan debt, and than file bankruptcy to write off the second mortgage (ultimately his student loan). Not the route I would go but different strokes.